A long article by a famous Chinese foreign policy advisor to Chinese in US — sell assets in US, move back to China while you still can, before US put you into concentration camps. Scary scenario! 决战, 请务必离开美国
Chinese in the United States, before the decisive battle between China and the United States, Be sure to leave the US! This article is very important!
https://mp.weixin.qq.com/s/1Dax7FqnoPtAg7W_MIgPagDecisive battle, please be sure to leave the United StatesChina General Manager 2023-03-03 19:53 Published in Fujian
This is what Mr. Nan Huaijin said. It was a video about ten years ago. He said: “If you earn money, move your wife and children to the United States and set up assets in the United States. At this time, you must be prepared for danger in times of peace. Maybe you will be sent by the Americans. Into a concentration camp.”
He also gave an example: After World War II, 110,000 Japanese-Americans had their property confiscated overnight and were imprisoned in concentration camps. It was Roosevelt who signed this decree. It was not the Japanese who were imprisoned and their property confiscated, but the new citizens who had naturalized in the United States, but the Americans did not let them go.
In the early 1980s, Nan Huaijin went to the United States to give lectures. He said that the United States will inevitably decline in 50 years. He said that the United States has three characteristics.
The United States is the richest country in the world, and it collects the wealth of the world for its own enjoyment;
United States is the poorest society in the world. All families owe their debts for a lifetime. Education, housing, medical care, and daily consumption are all paid in installments, the debt is outstanding.
The United States is the most indebted country in the world. Creditors dare not collect debts because they have the right to mint money under the protection of the atomic bomb.
But this is not what the United States deserves. It just happened by chance, but they took it for granted and wanted to live like this for generations to come. Anyone who has been to the United States and understands American culture knows this ending. But how does the United States respond to this crisis? That is to take the lives of the people of other countries.
There has been a history of anti-Chinese in the United States. Even the Qing government couldn’t stand it and launched a nationwide protest. The Chinese workers built the railway, built a university, and built houses for them. He felt that it would be a burden to support these people again, so he kicked the Chinese away and let them go back to China. Buried under the playground at Stanford University, or buried under the railroad tracks in America.
From 1900 to 1905, there was another economic crisis in the United States. The American economic crisis has incredible characteristics, that is, overproduction and excess capital. Many businesses closed down and workers lost their jobs, so American workers began to riot.
But how did the American plutocrats respond? He said: It is the Chinese who robbed your jobs! They incited the masses to rob Chinese laborers of their money, burn down their houses, and massacre Chinese laborers. All Chinese who pass through the United States will be abused. When Chinese arrive in the United States, the US customs will put them in wooden cages in the name of quarantine and humiliate them.
Even the diplomats of the Qing government came to the United States, and they would not let them go. In 1903, a diplomat of the Qing government named Tan Jinyong arrived in the United States and was beaten by American police in San Francisco. On the railing, a local Chinese paid a lot of money to redeem him. Later, the diplomat committed suicide by diving off the San Francisco Bridge.
Now that the United States is going downhill, this is unstoppable. At present, China and the United States are also in a tense situation, but they have not yet torn their skins. If the situation of confrontation is further escalated, then the Chinese in the United States will most likely become victims of the entire American society. Even if you are a naturalized new citizen of the United States, it is useless.
Nan Huaijin said in a lecture more than ten years ago that the conflict between China and the United States is unavoidable, and the barbarians do not understand Chinese philosophy. They simply cannot listen to the saying “peace wins, and fight loses”. If he messes with you from the beginning to the end, he will be beaten if you are not behind, and he will also beat you if you are strong.
If you fall behind, you use artillery to fight. After the First World War in Korea, Yankees didn’t dare to mess with firearms, but he engaged in the “Eight-Power Allied Forces Invasion” economically. Nan Huaijin’s original words are as follows: “I often tell my classmates, pay attention! Now that it is open, we must guard against the arrival of the new Eight-Nation Allied Forces in the economy. It seems that it does not matter, but the economic, trade, and financial markets are very serious. The second problem is now a cultural war, that is, an ideological war.
Stage. What is popular in ideology and culture now? People are superstitious about science. Then the United States will use economic weapons to rule the world, use money to control people all over the world, become imperialism, and become an international economic warlord. What kind of culture is this? We have to think about it!”
There is no way for China and the United States to turn their backs on the day. This is determined by American culture and brought from their wombs. The background color of American Anglo-Saxon civilization: the veil of democracy and freedom is a decoration in peacetime , Once faced with competitors, the bottomless law of the jungle is their civilized immune response. Now with the addition of the Jewish plutocrats and their collusion, this is very destructive to the world.
Some Chinese who are innocent or have ulterior motives always think that the United States is always targeting China, which means that China is too loud. This kind of understanding is so ignorant. The decline of the United States is not caused by China, but by the plutocrats. It is caused by the solidification of class in the United States, racial discrimination, unresolvable party struggle, drug use by the whole people, regional economic differences, hedonism, people’s lack of progress, production, etc. How can this not decline?
But all of this, the United States wants to push China. Obama said: “Americans are the hegemony of the world, and it is right for us to enjoy resources, which is in line with God’s requirements, but if the billions of people in China can eat well Dressing well will inevitably take up their resources.” If the two sides labor, then trade and exchange to raise them, we agree, but they want to kill us and free up the earth’s resources for Americans. Is there such a livestock theory?
Don’t think that the conflict between the two countries is caused by the social system. This is all nonsense. The United States wants all Chinese people to be its slaves. How can it agree to this request? The mountains and rivers that sacrificed countless martyrs are for our future generations to live a good life, not to be bullied by Er Gouzi, not to be slaves to Americans, so the U.S.-Jewish chaebol refused to agree.
Now the confrontation between China and the United States has begun to have a certain intensity. Under the exaggeration of the American-Jewish chaebol media, the Chinese are being smeared in an all-round way. Even the ordinary people in the United States have been washed clean. The Chinese are throwing old punches, and now from top to bottom, there is almost no room in the United States for friendly arguments towards China.
Nan Huaijin told the Chinese before his death: “You should come back. If you are late, the mainstream media in the United States may be full of firepower to carry out all kinds of smear propaganda against China. They will do their best to spread China’s unfair trade and steal the jobs of ordinary Americans. If this view is deeply rooted among ordinary Americans When you lose your heart, then you will have nothing.”
“If you really come to this stage of the confrontation and sell the assets in the United States early and come back, the United States will really put all the Chinese in concentration camps. Even if you are an American on your ID card, you have lived in the United States for three generations, and you can only speak English. Speaking Chinese is useless, the history of the Anglo-Saxons is extremely bloody, no matter how you slander your motherland and show your loyalty to the United States, it will not change the reality of being in a concentration camp.”
这是南怀瑾先生说的，大约是十几年前的视频了，他说：“赚了钱把老婆孩子移到美国，在美国办资产，这个时候要居安思危了，有可能你们会被美国人送进集中营。”
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他还举了个例子：二战之后，11万日裔美国人一夜之间，财产充公，被关入集中营，签署这个法令的正是罗斯福。被关押和没收财产的可不是日本人哦，而是入了美国籍的新市民，但是美国人并没有放过他们。
在80年代初，南怀瑾到美国讲座，他说，50年后美国必然衰落，他讲了美国有三个特点，1，美国是世界上最富有的国家，收刮全世界的财富供自己享用；2，美国是世界上最贫穷的社会，所有的家庭都是一辈子欠账的， 教育、住房、医疗以及日常消费都是分期的，活到老，还到老，往往欠款100年，人死了，债未完。3，美国是世界上负债最多的国家，债主不敢讨债，因为他有原子弹保护下的铸币权。
但这个并不是美国应得的了，只是偶然暴发，他们却当做了理所当然，还想千秋万代的这样过，这就给美国埋下了雷，在50年后爆炸，是必然的事情，只要去过美国，对美国文化了解的，都知道这个结局的。但美国怎么应对这种危机呢？那就是拿别国人民的性命开刀。
美国排华在历史上有过的，连清政府都看不下去，发起了全国抗议。华工给他们修完铁路，建了大学，造了房子，他觉得再来养这些人就是累赘，于是把中国人一脚踢开，让他们滚回国内已经属于万幸了，大部分都是直接杀了，埋到斯坦福大学的操场下面，或者埋在美国的铁轨下面。
我一辈子都在坚持。坚持养成习惯，坚持做一件事，坚持爱一个人，坚持让自己变得更好，等等。这些坚持，就像日常生活一样，在不经意间成为了生活中的一种习惯。没有这些习惯，我的心就会感到不安。因此，一些坚持成为公司，年复一年，日复一日地等待。它也是一种无声的存在，不遗余力。坚持是一种强大的力量。它可以让困惑的人看到希望之光，也可以让没有目标的人逐渐看到距离。当我们每个人都能坚持自己的梦想，不放弃自己最初的心时，这种坚持就有了不同寻常的力量。我记得有一次读到这样一句话：生命的回报总是接近终点，而不是接近起点。当我们在生活中为梦想不懈努力时，虽然在当时似乎收效甚微，但从长远来看，坚持的结果会让成功等着你。我们每天的坚持就是为明天做充分的准备。马云曾经说过：我不知道成功是什么，我只知道——当你放弃，你就会失败。是的，没有坚持就没有成功的希望。聪明人只要坚持下去，最后总会赢。在混乱中失败的人往往会因为内心的各种原因而失败。想想我们看过的一组漫画《生命的十字架》。我们每个人都曾背过一个沉重的十字架，每个人都背着沉重的担子向前走。在目前的道路上，他遇到了各种各样的问题和疲劳。坚持背负十字架的人终于跨过了人生的沟壑，而始终放弃原则、割断十字架的人无法摆脱生活的困难和希望的终结。事实上，我们每个人都不是这样！当我们遇到困难时，我们有时会找到各种理由来阻止自己；当我们遇到人生的转折点时，我们就会停滞不前。我们害怕在没有经验的环境中看不到希望，当然我们也害怕失望。然而，没有勇气去尝试，会有美丽等着你吗？上帝是公平的。当他给你一扇门的钥匙时，他实际上是让你坚守成功之门并打开它。然而，一旦你放弃，即使你很亲近，成功女神也会悄悄离开。生活是如此美好。有些成功总是青睐那些勤奋的人，而那些懒惰和软弱的人总是绕道而行。人们常常习惯于他们擅长的，而总是放弃他们不擅长的。但如果我们回过头来看，每一个似乎破坏我们意志力的挑战都会让我们站在人生的另一个起点和另一个高度。那些永不停止，让我们慢慢崛起的坚持，默默地滋养着我们，让我们今天拥有如此多的能力。所以，每次你想放手的时候，谢谢你的坚持。正是这种每次坚持下去的勇气，使你拥有了不同的力量，成为了另一个自己。事实上，我们现在拥有的是我们过去创造的；我们未来所拥有的是我们现在需要努力的东西。无论我们有什么想法或开始，无论我们有什么乐趣或习惯，让我们从现在开始。坚持一点一点的进步和成长，坚持让每一天都焕然一新，坚持让生活在前进的道路上，那么所有继续坚持的人都将成为一笔无尽的财富和一股无限的生命力量。人生的每一个过程都是坚持，坚持不仅是一个不断完善的过程，也是一个不断积累经验教训的过程。这样一个过程将使我们越来越远离失败，变得更加聪明。生活，更多的坚持，更多的希望；更多的懒惰和放弃，更少的努力。亲爱的朋友们，让我们坚持做好每一件事，走每一条人生之路，让你的生活充满阳光 我一辈子都在坚持。坚持养成习惯，坚持做一件事，坚持爱一个人，坚持让自己变得更好，等等。这些坚持，就像日常生活一样，在不经意间成为了生活中的一种习惯。没有这些习惯，我的心就会感到不安。因此，一些坚持成为公司，年复一年，日复一日地等待。它也是一种无声的存在，不遗余力。图画 坚持是一种强大的力量。它可以让困惑的人看到希望之光，也可以让没有目标的人逐渐看到距离。当我们每个人都能坚持自己的梦想，不放弃自己最初的心时，这种坚持就有了不同寻常的力量。我记得有一次读到这样一句话：生命的回报总是接近终点，而不是接近起点。当我们在生活中为梦想不懈努力时，虽然在当时似乎收效甚微，但从长远来看，坚持的结果会让成功等着你。我们每天的坚持就是为明天做充分的准备。马云曾经说过：我不知道成功是什么，我只知道——当你放弃，你就会失败。是的，没有坚持就没有成功的希望。聪明人只要坚持下去，最后总会赢。在混乱中失败的人往往会因为内心的各种原因而失败。想想我们看过的一组漫画《生命的十字架》。我们每个人都曾背过一个沉重的十字架，每个人都背着沉重的担子向前走。在目前的道路上，他遇到了各种各样的问题和疲劳。坚持背负十字架的人终于跨过了人生的沟壑，而始终放弃原则、割断十字架的人无法摆脱生活的困难和希望的终结。事实上，我们每个人都不是这样！当我们遇到困难时，我们有时会找到各种理由来阻止自己；当我们遇到人生的转折点时，我们就会停滞不前。我们害怕在没有经验的环境中看不到希望，当然我们也害怕失望。图画 然而，没有勇气去尝试，会有美丽等着你吗？上帝是公平的。当他给你一扇门的钥匙时，他实际上是让你坚守成功之门并打开它。然而，一旦你放弃，即使你很亲近，成功女神也会悄悄离开。生活是如此美好。有些成功总是青睐那些勤奋的人，而那些懒惰和软弱的人总是绕道而行。人们常常习惯于他们擅长的，而总是放弃他们不擅长的。但如果我们回过头来看，每一个似乎破坏我们意志力的挑战都会让我们站在人生的另一个起点和另一个高度。那些永不停止，让我们慢慢崛起的坚持，默默地滋养着我们，让我们今天拥有如此多的能力。所以，每次你想放手的时候，谢谢你的坚持。正是这种每次坚持下去的勇气，使你拥有了不同的力量，成为了另一个自己。事实上，我们现在拥有的是我们过去创造的；我们未来所拥有的是我们现在需要努力的东西。图画 无论我们有什么想法或开始，无论我们有什么乐趣或习惯，让我们从现在开始。坚持一点一点的进步和成长，坚持让每一天都焕然一新，坚持让生活在前进的道路上，那么所有继续坚持的人都将成为一笔无尽的财富和一股无限的生命力量。人生的每一个过程都是坚持，坚持不仅是一个不断完善的过程，也是一个不断积累经验教训的过程。这样一个过程将使我们越来越远离失败，变得更加聪明。生活，更多的坚持，更多的希望；更多的懒惰和放弃，更少的努力。亲爱的朋友们，让我们坚持做好每一件事，走每一条人生之路，让你的生活充满阳光我们的一生中，会遇见无数的人，无论他们是谁，都是你生命中该出现的人。有的人教会你成长，有的人带给你力量；还有的人，影响你的命运，改变你的人生。俗话说：近朱者赤，近墨者黑。和什么样的人在一起，你就会有什么样的前程和人生与好人交朋友，你会变得更好 人们常说环境可以改变一个人。但是环境之所以会改变人，最终是因为你周围的人。孔子的家语中有一段：孔子说：“我死后，紫霞会比以前进步，自贡会比以前倒退。” 曾子问为什么？他说：“紫霞喜欢和聪明人在一起，但自贡喜欢和不如他自己的人相处。” 和好人一起生活就像走进了志兰的家。如果你长时间闻不到它的香味，你会被它融化的。而贫穷的生活，比如进入鲍鱼餐厅，长期闻不到鲍鱼的味道，也随之改变。所谓“志同道合，志同道合”，你越接近什么样的人，就越容易成为什么样的人。交好朋友实际上就是管理好自己。与优秀的人同行，你会发现自己的缺点，使自己成为一个更好的人。02 与可靠的人同行，你会收获成功 李嘉诚曾经说过：“我们应该找可靠的人做事，聪明的人只能说话。” 可靠，是对一个人最好的评价。读一个故事：据说在古代，有一场决定一个国家生死的战争即将开始。为了确保充分的战斗力，将军派新郎用新的马蹄铁替换他们的马。当铁匠为将军的战马锻造马蹄铁时，新郎非常不耐烦。在钉了三个马蹄铁之后，铁匠发现最后一个马蹄铁仍然少了一颗钉子。新郎认为这三颗钉子应该没问题，所以他生气地把马拉开。战斗开始了。将军穿着整齐，部署部队。他为战斗做好了充分的准备。然而，出乎意料的是，在战斗中，将军的马倒在地上。他从马上摔下来，被敌人俘虏了。因为一颗小铁钉，它在一场战斗中惨败，失去了整个国家。一个人是否可靠隐藏在细节中；一个人对待小事的态度掩盖了他的底线。一个可靠的人是稳重的，不圆滑的，严肃的，不敷衍的。一个可靠的人对一切都有解释，对一切都有位置，对一切都有答案。你的余生并不长。你必须与可靠、脚踏实地的人同行，避免走弯路，做到最好。03 与认识你的人相处，你会生活得很轻松 理解是世界上最温柔的语言。人与人之间的爱和喜欢是容易的，但理解是最难的。人们一生中会遇到大约2920万人，但相互认识的概率不到0.000049。所以很难遇到认识你的人。黄磊曾这样描述孙犁：事实上，像我妻子这样的女性并不罕见。他们应该很受欢迎。但在我心中，这是唯一的一个，没有退款或交换。在黄磊看来，不完美的妻子是最完美的，没有人能取代她。一个理解你的人会理解你的喜怒哀乐，你想说话和停下来的欲望，以及你未说出口的想法。在理解你的人面前，你不需要伪装、隐藏或压抑，只需要做最真实的自己。因为他了解你，所以他更珍惜你。正如徐志摩所说，“我对你的理解和对自己的理解一样深刻。” 因为我有深刻的经历，我了解你的负担，了解你的悲欢离合；因为有同理心，我爱你的真诚，珍惜你的感情。当你与理解你的人相处时，你将生活得舒适而轻松。图画 生命很短暂，生命很累，我们要珍惜这三个高尚的人，生活不会无聊。与优秀的人交朋友，你会走得更远；与可靠的人同行，你会事半功倍；与认识你的人相处，你会过上你的生活。韩非子的《解旧》说：“凡事都有规矩。” 生活在这个世界上，与人交往，修身养性，处处离不开规则。为了赢得生活，知道规则并遵守规则。01 规则是一种衡量标准 中国有句谚语：鱼三天臭，客三天烦。这很有趣，很有哲理。刚煮好的鱼闻起来很香，但放几天就会发臭；在别人家做客，一开始人们都很高兴。如果他们活很长时间，他们会很烦人。如果你走得太远而没有实现一件事，这两种效果实际上是一样的。周国平先生说：“谨慎是成熟爱情的标志。人际交往知道遵守人与人之间必要的距离。” 有礼貌、说话得体、留空间、让人感觉亲切而不无礼、舒适而不疏远、达到“淡妆浓妆合宜”状态的人。图画 02 规则是一种教育 在生活中，有许多不成文的规则，这些都是生活中的小细节。它们可以反映一个人的素质和修养。教育和文化是两码事。有些人受过很好的教育，但却没有受过很好的教育。有些人没有太多的教育和知识，但他们仍然受过很好的教育和衡量。教养决定一个人的生活水平。良好的教养不是一夜之间就能实现的。它不仅仅是礼貌，而是文化的积累和习惯的形成。遵守规则是最基本的教育。03 规则是原则 严尊曾说：“心如规则，志向如统治者和天平，和平如水，正直如绳索。” 一个人只有有了原则和规则，他才能正直和冷静。孟子说：“你配得上天堂，但你不以地球为耻。” 一个人在骄傲时可以坚持原则，但在沮丧时仍然坚持原则，那就是真正的善良。原则不是不人道的，也不是敌视外部世界的，而是一个人自己的准则。只有当我们能够坚持原则时，我们才能保持内心的平静。图画 04 规则是底线 人们有自己的领域和底线。境界给人以光明的前景和希望,底线是人们生存的根本保证。易中天认为，底线比境界更重要。如果一个人没有境界，他最多只能变得更糟，但如果没有底线，就会有大问题。他这样宣称自己：“我真的没有境界，但我有底线。我是‘底线信徒’。” 没有底线的人，什么都敢做。在一个没有底线的社会里，一切都会发生。孟子说：“人不做事，就能做事。” 保持底线不仅在于你做了多少，还在于知道你不能做什么。05 规则是一种性格 品格是最高境界，德才合一才是真正的智慧和才能。美德胜于才能，质量胜于金钱。你的性格决定了你的生活能达到多高的境界。举止得体，举止自然。即使前面的路很窄，也可以越来越宽。相反，那些专注于走捷径的人迟早会以自己的伎俩收场。那些无视规则的人注定要失败。淮南孔子说：“时不我待，时不我待；时不我待，时不我待。” 国家有法律，家庭有规则。你生来就是男人。你不能无视规则。你可能认为遵守规则可能是一种损失，但事实上，这个世界其实是非常公平的。遵守规则是最安全的方式。不遵守规则的人在短期内确实会受益，但他们也会从不遵守规则的那一刻起付出痛苦的代价。规则是一种实践。“无愧于天，无愧于人，无愧于心”，三省人每天自强不息都是对生命的尊重。一条蛇爬过锯子，不小心被割伤了。它非常生气。它转过身来，使劲地咬着锯子。结果，嘴巴被割伤了。蛇生气了。它认为锯子是在攻击自己，所以它用全身裹住锯子，尽力让它窒息。也许蛇直到死了才明白。真正杀死它的不是锯子，而是它的坏心情。如果我们不能控制自己的情绪，它会吞噬我们自己。在过去，那些取得成功的人知道如何控制自己的脾气。因为他们会判断如何善待自己，而不是根据自己的气质做事。每个人都有情感。打破它们是本能，但控制它们是一种技巧。如果不加以控制，任由情绪肆意发展，它将成为洪水和野兽，吞噬一切美丽和幸福。图画 图画 不要生别人的气，要有自己的文化 画家陈丹青说：“我几乎从不生气，因为我认为没有必要解决问题。不要让别人的错误影响我。” 《庄子·山木》中有一个故事。当一个人乘船过河时，他看到一艘木船即将撞上他。那人喊了几声，没有得到回应，所以他愤怒地责骂船上的人。结果，他撞上了一条空船。刚才生气的那个人发了脾气。此人愤怒的原因与碰撞无关，而是与船上的人有关。这是由认知决定的情绪。费斯廷格定律指出，生活的10%是由发生在我们身上的事情组成的，而另外90%是由我们对发生的事情的反应决定的。换句话说，生活中只有10%的事情是失控的，另外90%是我们的认知，这是可以改变的。季羡林和臧克的家人在一家餐馆吃饭时，发生了一件事。纪贤林被孩子的母亲误认为欺负了一个孩子，因为她帮助扶起了一个摔倒在地的孩子。“为什么大人欺负小孩？如果我儿子受伤了，你还没完呢！” 周围的顾客都不敢低头，指责这位女士不讲道理：“是那个孩子摔倒了。这位先生好心地帮你把他扶起来。你怎么能不问就骂人？”这位女士愤怒地离开了。图画 随后，臧克家问季羡林他被误解了。他为什么不顶嘴？季羡林笑着说：“我跟一个骂你的人发誓，然后就没完没了的争论，这是一个坏的开始，我没有回嘴就把这个坏的开始切断了。” 发誓的政党实际上是变相承认他的失败。如果我们不回嘴，我们就会赢。既然我们赢了，为什么要和她打架？俗话说：“大海包容一切河流，宽容是伟大的。” 生气实际上是因为别人的错误而惩罚自己。如果什么也没发生，那就是最残酷的报复。我们对事件的了解决定了我们的感受。图画 不要生家人的气，过舒适的生活 在一次采访中，主持人问周国平：“为什么我们都把好脾气留给了外人，而把坏脾气留给了我们最喜欢的人？” 这位一向优雅的哲学家说：“事实上，我经常犯这个错误。” 周国平还说：“对你身边的人挑剔是一种本能，但这是一种克服你的本能，对你身边的人不挑剔的教育。” 一个真正有教养的人不会把礼貌和尊重只留给外人，也不会把脾气留给他最亲近的家人。不管他多么沮丧，他也应该给他的家人留下一些温暖；不管你有多难过，你都应该给你的家人留下微笑。家是温暖的港湾，不是发泄的地方。只有把负面情绪挡在门外，生活才能温暖舒适。正如诗人严淑所写：“与其看青山看得远，不如珍惜眼前的人。” 有时我们关心生命中的路人，但我们会对陪伴我们一生的家人发脾气。但不管外面的世界多么复杂，家永远是治愈你的净土。家庭是我们一生都应该珍惜和保护的。生活中最大的遗憾是欠家人一些东西。在一切都太迟之前，让你最爱的人看到我们最好的一面。图画 图画 不要生自己的气，活在现实中 胡适先生说：“世界上最淫秽的事情就是对别人露出愤怒的面孔。” 对自己生气就是自找麻烦。这对你自己和别人都很难。我对自己很生气。大多数时候，这是我无能的愤怒。遇到挫折时，与其自己生气，不如抓住每一分钟每一秒，提高自己的力量。《资治通鉴》记载了这样一个故事。著名战略家苏秦师从鬼谷子，学成后周游世界，希望展示自己的政治抱负。当他第一次来到秦国，他被拒绝推荐自己。然后他周游了六个国家，鼓吹他们都被抛弃了，成为我的鞋子。他不得不灰心丧气地回家。但他并没有因为没有得到赏识而生气。相反，他花了一整晚的时间研究“锥形刺杀股票”并深入研究策略。苏秦得知后，又出外游说别国君主，推动六国结成联合纵向联盟。当时，他戴着六国的印章，指挥六国联军。秦军15年来一直不敢走出汉沽关。愤怒代表“力量”。解决“愤怒”的最好办法是“争取力量”。真正的绅士从不纵容自己的愤怒和悔恨，而是在力量上争夺优势。模式越大，他们与自己斗争的次数就越少，但他们会与自己斗争。这淡淡的秋天，随着细雨的落下，略带凉意，淡然，心情也凉爽舒适。看着窗外的雨，我从远处的天空冲了过来。那时，我嘴角浮现出骄傲的微笑。雨爱我，就像我爱这个冷漠的秋天。没有音乐，怎样才能度过一段安静愉快的时光？在美好的时光里，你总是要通过音乐和茶交朋友。把音乐泡在一杯茶里，独自坐着不说话，真是太棒了。窗外的雨本身就是大自然的声音。图画 听滴答声，滴答声，清晰而清晰，声音，缓慢而柔和。黑白琴键上的温柔、浪漫、精致，古筝上的唯美、柔和、典雅。这种自然的音乐溶于“星星和月亮就是你”的旋律中。轻轻闭上眼睛，溪水的呜咽声，鸟儿和昆虫的清脆声，你怎么能不放纵自己！当我独自一人时，我就是我自己。我在凡人的世界里，我的心在佛音中。抛弃过去的喧嚣和干扰。只要心是平静干净的，即使人间千尺，心还是有云水禅的。没有必要躲在山林中，也不需要在手上写经文。如果心有佛，那就是到处修行。图画 修行就是身体，禅宗就是生命。禅宗音乐会让你平静易怒的心，让你放松快乐。喜欢禅宗音乐，喜欢一个人活在心里，喜欢那些逝去的时光落在记忆里，泛黄，但依然温暖美丽。音乐是宁静的，茶香是宁静的，平静的心也是宁静的，世界也是宁静的。优美的感情，在这优美的旋律中，跳跃而活泼。让自己沉浸在自己喜欢的音乐中不仅是一种与时间同步的生活，也是一种与自己同步的生活。享受偶尔的闲暇时光是一件快乐的事情。图画 此刻，我就是世界，世界就是我。让我们抛开昨天漂浮在我心中的悲伤。我想把它写下来，放在心里。但我仍然认为“浮动”更好。毕竟，这种“浮动”意味着悲伤的事情和情绪上的干扰是短暂的，并且会随着时间的推移而消失。“坠落”太重了。一旦它落下并留在我的心里，我任何时候都不能把它扔掉。我不想一直悲伤。镜子上的灰尘可以擦去，但破碎的镜子永远不会光滑美丽。在人生的道路上，痛苦是不可避免的，但所有的痛苦总有一天会过去。太阳今天落下，明天早上仍然升起。除了生与死，生命中的任何痛苦都是毫无价值的。总有解决办法。毕竟，解决办法总是比困难多。图画 生命是短暂的，一百年，四季更迭，从春天到秋天。一路跌跌撞撞，悲伤又快乐。当有一天，你真的冷静下来，回首往事，你会发现我们沉迷于悲伤和不快乐太久了，浪费太多去做我们喜欢的快乐的事情。生活并不复杂，简单地生活，自由地生活，保持微笑的态度，珍惜现在。悲伤是短暂的，幸福是我们永恒的追求。在生活中，你只能粉饰悲伤，而不能夸大快乐，保持一种既不悲伤也不快乐的心态，保持平静，如这淡淡的秋天，淡淡的凉爽，淡淡的美丽。人们在生活中会遇到各种各样的人。绝大多数人都是旅途中的路人。在他们的记忆中经常来来去去的人是朋友。人们常说朋友是生命的见证人。真正的朋友会以一颗慷慨的心接受对方，让人们感受到友谊的温暖。真诚的朋友是旅途中的好伴侣。一个真诚的朋友会使友谊之花盛开，友谊之树也会长高。图画 童年的朋友是最难忘的。经过几十年的春秋，它们仍然像一杯浓茶，香气绵长，回味无穷。生活中的朋友就像风筝，彼此相连，互相照顾，互相依偎，简单朴实。在一百年的生活中，交朋友不容易，但成为知己更难。当你贫穷颓废的时候，有一位知己并激发你的志向应该是人生的一大幸事；当你孤独的时候，陪伴你的朋友，谈论有趣的事情，驱除烦恼应该是生活的乐趣。知己如早春之花。飘香袭来，令人陶醉。来到这个世界，一路走来，一路相遇。命运让人们彼此了解。每个人都期望有一个广为人知的朋友。知己并不总是在一起。知己不仅是一个人，也是一种缘分和爱情。在美好的时光里，一起分享和微笑是知心朋友；在逆境中，共度难关，走向美好未来，是知己。培根说：“没有朋友的人是最纯洁、最可怜的孤独。” 是的，生活中不仅要有朋友，还要有知己。真正的知己总是互相信任，共同进步。图画 知己是一面镜子，可以显示你的缺点；知己是旅途的驿站，可以随时停下来休息；知己是心灵的港湾，可以随时避风避雨。唐朝的王勃说：“海中有知己，天涯海角如邻，不作为是错的，孩子们共用毛巾。” 这首诗高度概括了友谊如此深厚，江山难以阻挡的情景。真正的知己与距离无关。只要他在四海之内，甚至在地极之内，他就离他很近。有人说，知己就像伞下的两个人，总是肩并肩走；一个知心朋友就像两对眼睛互相注视，总是真诚地注视着对方；知己就像一颗永不放弃的心。他在心里呆了很长时间，永远不会忘记。人生还有很长的路要走。因为我们的好朋友，我们的生活充满了阳光；因为我们的知己，我们不再孤独和困惑；因为朋友，我们互相促进；因为我们的知己，我们逐渐走向纯洁和深刻。罗曼·罗兰说：“有了朋友，生活就会显示出它的全部价值。” 古人说，一个声音对应它自己，一颗心互相认识。生活离不开朋友。朋友之间的友谊需要忠诚去播种，需要热情去浇灌，需要爱去培养，需要宽恕去维持。鲁迅先生说：“人生有知己就够了。”的确，千金易得，知己难寻。相互理解是朋友，相互理解是知己。人生的幸福是在坎坷的道路上遇到患难与共的朋友；生活的幸福是有一个知己，在不幸的路上擦干他的眼泪。图画 世界的命运，有聚有散，在命运中相交，在怜悯中相处。雨雪见真情，朴实真挚，真心实意揭示真情，真情知真人。在生活中，很少有人能成为亲密的朋友，很少有人能成为终生的知己。只希望花儿永远盛开，人永远存在。如果你是今生的好朋友，那么就去做并珍惜它；如果今生是知心朋友，就不要彼此忍受。中国人什么都喜欢说“高”。情况越来越好，我们越来越重视生活质量。饮食讲究“高营养”，睡眠讲究“高质量”，精神世界追求“高境界”。。。前两个可能实现，但如何定义“高境界”？你所遭遇的所有得失和你所做的每一个选择都必须以另一种方式得到回报。努力工作一辈子。照片是什么？这幅画是问心无愧的，不是徒劳的。如果你让自己变得最好，你可以带来自己的光明。在人生修养的过程中，有些东西应该放在心上，不要贪心。这样，他就是一个“高水平”的人。图画 01 生活并不便宜 很多人都被这样的人包围着：他尽其所能赚取微利——朋友们吃了晚饭，假装喝醉了，以逃避付账为借口离开了桌子；网上购物，为了节省一点钱，不断麻烦朋友帮忙讨价还价 从表面上看，这些行为似乎是在利用自己，但随着时间的推移，它们消耗的是周围人的耐心和精力，因为一些小交易，它们让自己陷入了人类的债务之中。这些人往往没有意识到他们的言行实际上是捡芝麻丢西瓜。孟子曰：处世之道，不做不该做的事，不贪图不该想要的事。喜欢贪图小而便宜的人已经计算了又计算，但他们已经失去了他们的知名度和模式。从长远来看，它会形成侥幸心理，总是想着机会主义，不能考虑真实的大局。老人常说：失去就是福。很多时候，给别人一些小好处会给自己带来意想不到的回报。图画 02 在生活中，不要贪图虚名 在生活中，大多数人追求财富和地位只是为了获得良好的声誉和评价，这是可以理解的。但许多人颠倒了名声的顺序：真正的声誉应该以“修身养性”为首要目标，而不是以声誉为唯一追求。良好的声誉应该是在生活中做到最好的附加值。如果违反这一秩序，所获得的声誉只是一个假名。孟子说，如果你做了一件事后没有达到预期的效果，你应该依次检查自己。如果你的言行正确，你周围的人自然会服从。许多普通工作被贴上“主管”和“主管”的标签，这一定是最常见的现象。事实上，他们也是为五蒲式耳大米而努力工作的工人。对于普通人来说，名气真的没那么有用。与其贪图虚名，不如以实力换取回报。图画 03 退休了，不贪图安逸 许多人在孟子中听到过这样一句话：生在忧愁中，死在幸福中。但很少有人听过，真正理解并做到了。有人说, 退休是人生后半段的分水岭。有些人选择呆在家里什么也不做，而另一些人选择继续学习和挑战自己。前者在生命的最后一个黄金时期蒙混过关，而后者则在涅盘中活出了新的自我！的确 努力工作了大半辈子，他应该会有好运，但真正有高水平的精英不会因为退休而放慢前进的步伐。你可以培养一种新的爱好：书法、写作、太极。。。你可以结交新朋友：高中、茶话会、诗意沙龙 这是最珍贵的黄金时代！缺乏强烈的危机感自然会失去第二次重生的机会。图画 过去，大多数时间都被名利所束缚。在接下来的日子里，为了不辜负这个伟大的时代，一定要有一些世俗世界的追求。孟子说：如果你贫穷，你将孤独；如果你达到了贫穷，你将帮助世界。当你不成功时，坚持做你自己，不要贪图便宜，不要贪图虚名，不要贪图安逸；当生活还快乐的时候，多发挥生活的余热。这样，他就是一个真正的“高层次”的人。要让自己快乐，关键是管理好自己的期望。简单的公式是：幸福=你拥有的/你期望的。除了他们自己的期望之外，不受周围环境的影响也是非常重要的。他们在珍视自己幸福的同时，也关心别人的小幸福。给你一些小故事。在学校，一位女同学利用这个又小又长的假期和她的男朋友聚在一起。我听说她坐了20多个小时的硬座。同学忍不住说：如果我是她的男朋友，我会给她买一个卧铺！我没想到这会传到同学的耳朵里，这让她很不舒服。虽然幸福取决于每个人自己的心理调整，但他们也应该学会不要打扰别人的幸福。图画 路边有一个摊位。是一位中年妇女。一个中年男子骑自行车来送晚餐。他一下车，就谦虚地笑着说：“对不起，我迟到了。你饿了吗？”？女人抬起头，看见了那个男人。她眼睛里闪现出一种明亮的颜色，微笑着。不急。现在还早。那个男人傻傻地笑了笑，从自行车筐里拿出午餐盒，坐在那个女人旁边说：快吃，别冷，我和你一起吃。这时，一位中年嫂子走到摊位前。她把头伸进那个女人的午餐盒里，惊讶地喊道。哦，我的大姐，你太苦了。你在吃什么食物？根本没有油和水。你怎么能吃呢。在那之后，他忍不住发出啧啧声和叹气，脸上带着嘲讽的表情，扭动他肥胖的身体走开了。那个女人手里拿着饭盒，盯着那个胖女人的背。她的眼里充满了泪水，泪水掉进了她手里的饭盒里。他旁边的那个人有一双红眼睛。他手里的盒饭已经不好吃了。周围的气氛似乎凝固得透不过气来。图画 二余被大学录取了。虽然这是一所普通的大学，但全家人仍然感到非常幸福。他们一点也不后悔。父亲对儿子说，儿子，你比你父母更有前途。我只上了小学三年级。你妈妈小学毕业了。你是我们家的头号人物。儿子害羞地笑了。微笑是甜蜜和舒适的。带着一种幸福和喜悦的感觉，全家人送他们的儿子去车站上学。突然，有人拍了拍他的肩膀。他发现是他自己的一个熟人也来送他的儿子上学。一位熟人问：“你儿子上的是哪所大学？”？他一说出学校的名字，这位熟人立刻惊讶地问：“你儿子考的是哪所大学？”？这所大学是徒劳的。大学毕业的学生根本找不到工作。我儿子比你儿子好多了。他被一所著名的大学录取了。当他毕业时，其他单位争先恐后，月薪至少8000元。这位熟人脸上露出轻蔑的表情。说完，他转身离开了。他们望着熟人的远房，眼睛突然变黑了。刚才，这家人的幸福和甜蜜被熟人悄悄地说了出来，他们自己也像火球一样回答。他们的心从热到冷。看那英俊的儿子，他的眼里充满了晶莹的泪水。图画 不要打扰别人的幸福。幸福也是一个人的隐私。你眼中看到的是一种痛苦，也可能是别人心中的一种幸福。这种幸福与荣誉、财富、名誉和地位无关，而只是一种心灵感应和默契。这种幸福，就像花朵的开放，是无声的，但它把芬芳变成了生命中的永恒。幸福是一种感觉。我们无权以自己的标准来判断别人的感受，也无权将自己的感受强加给别人。学会尊重，学会接受，学会爱！当春天鲜花盛开时，人们永生。生活永远不会因为悲伤而停止。时间的洪流将悄悄地卷走过去的岁月。正如《半亩花田》所说：在生活中，我们都会收到不同的剧本。有的朴素，有的坚强，有的欢笑，有的流泪。不管怎样，我会一直玩得很好，直到幕布结束。你所有的损失都会得到赔偿。最后，您将以另一种方式返回。图画 01 风景总是骄傲的，而起伏就是生活。生活就像一条大河。它可能有美丽的风景，可能会遇到汹涌的海浪。因此，你不仅可以站在船头低语两岸的风景，还可以在波涛汹涌中握着桨向前划去。汪曾祺在《随波逐流》一文中直截了当地写道：我很幸运曾经是一个右派。否则，我的生活会更平凡。这位知识分子被派到农村参加劳动改革，在陡坡上扛着一袋170公斤重的粮食，在果树上喷洒农药。他没有接触泉水 忙碌的农活让人喘不过气来，但他从未忘记老师沈从文的教导：“在任何逆境中，我们都不能失去对生活的抒情兴趣和对生活的热爱。” 后来，他被分配到阿尔卑斯地区一个废弃的研究站。在这里，他的工作是画一幅“土豆”的地图。“每天在露水中跋涉，我去实验田摘几束花，把它们放在玻璃杯里，然后画出来。” 写诗：坐在花丛上，眼睛像老虎一样明亮。面对无边无际的实验场，我独自一人。从土豆花到土豆片再到土豆根。。。我坚持画画直到最后康复。汪曾祺一生经历了无数艰难险阻和种种不公平待遇，但他总能把这些困难转化为前进的垫脚石，最终成为一代作家、画家和剧作家。他也被称为“中国最后一个纯文人，中国最后一个士大夫”。每个人都有一条艰难的路，需要在没有帮助或陪伴的情况下独自行走。不要害怕。高着头走过去。在经历了所有的挫折和艰辛之后，你会发现你比你想象的要坚强得多。图画 02 生活总会给你答案，但它不会马上告诉你一切。一位旅行者在一条大河边看到了一位岳母。她担心过水。他筋疲力尽，尽力帮助岳母过河。结果，渡河后，婆婆一言不发地匆匆离去。旅行者非常后悔。他觉得不值得用尽全力去帮助岳母，因为他甚至连“谢谢”这个词都没有。谁知道，几个小时后，当他累得走不动时，一个年轻人追上了他。年轻人说：谢谢你帮助我的祖母。我祖母叫我带点东西给你。说完，年轻人拿出干粮，把马放在胯下。有时，回报不一定在支付后立即出现。只要你愿意等待，当你不在乎的时候，生活的美好总会到来。即使你对空旷的山谷大声呼喊，你也要等一段时间才能听到长长的回声。山有峰，海有对岸。长途旅行之后，会有一个转弯。不要急于生活给你所有的答案。有时候你必须要有耐心等等。图画 03 据说企鹅过去会飞，但母企鹅因为翅膀太短，所以无论如何都不能飞。后来，许多企鹅飞走了，只有一只雄性企鹅决定和她呆在一起。为了找到食物，他们试着学游泳。许多年后，他们坐在海边。雌企鹅说：“我很抱歉你为我放弃了天空。” 雄企鹅对她微笑着说：“没关系，我和你一起收获了海洋。” 所以啊，你看，这个世界上从来没有真正的损失。印度四大佛教名言：无论你遇到谁，他都是对的人；不管发生什么，这是唯一会发生的事情；无论什么时候开始，这都是正确的时间；如果结束了，就结束了。不要活在虚荣的过去。不要对过去做太多假设。如果发生了什么事，这是唯一的可能性，而且已经发生了。你不能回头看。再看再想是没有意义的。即使现实偶尔是残酷的，我们也应该学会在这个多情的世界里深情地生活。人生是一段旅程，路过是风景。即使痛苦只是一个过程，也要努力工作，展望未来，直到你遇到绚丽的彩虹。如果事与愿违，请相信一定有其他安排；所有失去的人都会回来的在这一生中，十有八九是不快乐的。当年轻人祈求宽恕时，他们会绊倒；当他们在青春年华时追求名望时；当他们在中年时追求稳定时；他们会感到困惑；当他们在老年时追求永恒时，他们会发现岁月突然逝去，生命即将结束 没有人的生活不累。痛苦是生活的准则。如果你没有正确的态度，你只会活得很累。如果你没有正确的态度，你永远不会坚强。01 太多的痛苦，因为太多的关怀 “大智者必须谦虚，大好人必须宽容，只有小智者才有进取心，小好人一丝不苟。” 在生活中，与人打交道时，我们总是会遇到各种各样的问题。如果我们更宽容，我们就会平静；关心多了，却迎来了一场暴风雨。无忧无虑不是被动的懈怠，而是保持理性和高尚的情操。心如海，方能平静；如果心是晴朗的，它可以温暖每一个地方。少一些关心和冲动，多一些宽容和理解，放开别人，放开欲望，你就会感到舒服。02 我没有进步，因为我抱怨太多 “当你抱怨时，你就失去了机会。” 成功人士的特点是什么？每个成功的人都有自己独特的魅力，但他们通常有一个共同点，那就是他们乐观，从不抱怨。曾国藩在家书中警告他的兄弟们：“如果你抱怨太多，你会更压抑它。如果你无缘无故地抱怨天空，天空不会允许它。如果你无缘无故地特别，人们不会接受它，感觉它是合理的。” 那些抱怨太多的人将来一定会有一段艰难的路要走。如果你无缘无故地抱怨天堂，天堂不会同意；如果人们无缘无故地与众不同，他们就不会被说服。归纳法的原理自然遵循。抱怨的人从他们的眼中看到了别人的所有问题。他们从不在自己身上找到理由，他们缺乏自省的能力和进步的机会。因此，停止抱怨你不喜欢的人和事；不要因为你遇到的挫折和困难而沮丧。强者的全部精力总是用来提高自己。有一天，一座明亮的灯塔会照亮你的道路，帮助你到达生命的另一边。03 强者的三种心态 1.信心 美国总统伍德罗·威尔逊（Woodrow Wilson）说：“要有信心，全力以赴。如果你有这个想法，十有八九的事情都能成功。” 自信的人可以把小变大，把平庸变魔术。只要我们坚信自己能做到，我们就会放弃一切干扰，集中所有精力做好事情，不给自己退路，让自己全力以赴。2.自我控制 作家刘震云说：“失控是一种正常的生活状态，所以生活既不好笑也不好笑。” 我们永远无法控制一切。但是，对于那些不再确定的事情，仍有一些线索可以追踪。利用所有可用的时间和资源，以全力以赴的态度做好准备；在具体实施过程中,集中精力,；面对可能的未知情况，不要惊慌或恐惧。没那么难。3.自救 大多数人不敢做自己不确定的事情，是因为他们认为失败会让自己难堪。但事实上，我们应该更多地考虑吸取的教训。真正的强者，无论面对顺境还是逆境，都能保持坚强的意志和哲理的头脑，能从暂时的沮丧中酝酿坚持，从暂时的失望中迸发激情。他们从不为失败找借口，而是积极承担责任，寻找原因，学习经验，寻求自我帮助。作家雨果说：“所谓活着的人就是不断挑战和攀登命运危险顶峰的人。”南山经之首曰䧿山。
在1900-1905年的时候，美国又发生经济危机了，美国经济危机有让人不可思议的特点，那就是生产过剩、资本过剩，总而言之，物品丰富，金钱丰富，但老百姓却没吃没穿没工作。许多工商业倒闭，工人失业，于是美国工人就开始闹事。
但美国财阀们是怎么应对的呢？他说：是华人抢了你们的工作！他们煽动群众抢走华工的金钱，烧毁华工的房屋，屠杀华工。凡是经过美国的中国人都要受到虐待，中国人抵美，美国海关以检疫为名，把他们关在木笼子里，加以侮辱。
甚至清政府外交官来美国，他们也不放过，1903年清政府的一位外交官名叫谭锦镛，到了美国，被美国警察在旧金山殴打，之后把他的辫子像牵狗绳一样拴在栏杆上，是当地一个华裔出了重金将他赎出来。后来这位外交官，在旧金山大桥跳水自尽。
如今美国日落西山，这已经是无法阻止的了，目前中美也是剑拔弩张的局面，但还没有撕破脸皮，若是对峙的形势进一步升级，那么在美国的华人大概率会成为整个美国社会的牺牲品，即使你是入籍的美国新市民都没有用。
南怀瑾在十几年前的讲座是这样说的，中美矛盾是避免不了的，他们蛮夷是不懂的中国哲学的，什么“和则两赢、斗则两输”是根本听不进去的，他是从头到尾都是要是搞你，不是落后就要挨打，你强大了他也要打你。
落后了是用火炮打，朝鲜一战之后，美国佬在火器上是不敢乱动了，但是他在经济上搞“八国联军入侵”，南怀瑾原话是这样讲的：“我常常告诉同学们，注意哦！现在开放，要防备经济上新的八国联军的到来。看起来是无所谓，但这个经济、贸易、金融的市场很严重。第二个问题，现在是文化战争，也就是思想战争的阶段。思想文化上现在流行的是什么？就是大家迷信科学。然后美国就拿拿经济武器统治全世界，用钱来控制全世界的人，变成帝国主义，变成国际经济军阀。这是什么文化？我们要深思！”
中美走到翻脸的那一天，那是没有办法的事情哦，这是美国文化决定的，是从他们娘胎里带来的，美国盎格鲁撒克逊文明的底色：民主自由的面纱是和平时期的装饰，一旦面对竞争对手，无底线的弱肉强食才是他们文明的免疫反应。如今又加上了犹太财阀和他们的狼狈为奸，这对世界的破坏力非常之大。
某些单纯或别有用心的华人总是认为，美国处处针对中国，那是中国嗓门太大了，这种认识是何等的无知，美国的衰落并不是中国造成的，是财阀们不劳而获、穷奢极欲造成的，而且美国国内的阶层固化，种族歧视，无解党争，全民吸毒，地域经济差异，享乐主义，全民不思进取，不事生产等等，这怎么能不衰败呢？
但这一切，美国却要推在中国身上，奥巴马说过：“美国人是世界霸主，资源给我们享用是应该的，是符合上帝要求的，但中国十几亿人要是都吃的好穿得好，必然占用他们的资源。” 如果双方通过劳动，然后贸易交换养他们，我们也认，但是他们要把我们人灭掉，腾出地球资源给美国人，有这种牲口理论么？
不要以为是社会制度造成的两国矛盾，这都是无稽之谈，美国要的是全中国人给他当奴隶，这怎么可能答应他这个要求呢？牺牲了无数的先烈打下来的江山，是让我们后代过好日子的，不是被二狗子欺负的，不是给美国人当奴隶的，于是美犹财阀不答应了。
如今中美之间的对抗已经开始有一定得烈度了，在美犹财阀媒体的渲染下，全面在抹黑华裔，连美国普通的老百姓老子都被洗的干干净净，走到街上，动不动对华裔挥以老拳，现在从上到下，美国已经几乎不存在空间给到对华友善的论调了。
南怀瑾生前告诉华人：“你们该回来了，走晚了可能美国主流媒体火力全开，对中国进行各种抹黑宣传，会全力传播中国不公平贸易窃取了美国老百姓工作，如果这个观点在美国普通人中深入人心的时候，那你就会什么都没了。”
Xi Jinping, general secretary of the Communist Party of China (CPC) Central Committee and Chinese president, attends
the CPC in Dialogue wi...
The Warmonger's Legacy
Twenty years since U.S. invasion of Iraq
In 2003, the United States led an invasion of Iraq with the intention of removing a dictator who had caused great harm to his people through wars and economic mismanagement. The goal was to establish a successful democracy, but instead, Iraq experienced a prolonged period of disorder and instability. Initially, there was a brutal rebellion led by supporters of the ousted dictator, followed by a violent conflict between different sectarian groups. Eventually, the emergence of the extremist group Islamic State led to the occupation of a significant portion of the country and the killing of many innocent people.
The 5.35% dividend announced last year would have ranked the EPF 22nd in terms of return. — Bloomberg
Rate of return from the retirement fund well above domestic headline inflation rate
RECENTLY, the Employees Provident Fund (EPF), the nation’s largest pension fund, declared a dividend rate of 5.35% for conventional savings for 2022.
This was a lower sum compared with 2021’s 6.1%. Over the course of a decade, EPF dividends for conventional savings had ranged from a low of 5.2% in 2020, to a high of 6.9% in 2017.
The perennial question has been just how does the dividend by the EPF compare with individual asset class funds like unit trust which allows investors to gain bigger exposure in their investments by diversifying their asset holdings.
Whitman Independent Advisors founder and managing director Yap Ming Hui says while some unit trusts can provide investors with a higher return than EPF ranging from 15% to 20%, the fund volatility is also high where unit trusts’ returns can fall as much as 30% to 40% in a short time.
“There are many types of unit trusts, namely the equity unit trust, fixed income unit trust, and money market unit trust. If you have a long term view on the investment, say 10 to 15 years, then equity unit trust would have better returns than the EPF.
“Generally, the returns for equity investments are higher than fixed income assets like bonds. Hence, the rate of return and risk levels are dependent on the type of unit trusts that you buy into,” he told
For 2022, EPF’S total gross investment income came in nearly 20% lower year-on-year (y-o-y) at Rm55.3bil compared with Rm68.9bil in 2021 due to the vagaries of the capital markets at home and abroad.
Foreign investment contributed 45% of the EPF’S total gross investment income and made up about 36% of the EPF’S investment assets.
In terms of asset allocation, 47% of EPF’S investment assets were in fixed income instruments in 2022, while equities made up 42%.
Real estate and infrastructure as well as money market instruments took up a 7% and 4% stake in EPF assets, respectively.
Last year, Rm30.5bil, or 55% of the EPF’S total gross income derived from the equities asset class. This was a 26% y-o-y decline from the Rm41.1bil recorded in 2021. Foreign listed equities were the main driver for this asset class, registering a return on investment (ROI) of 9.3%.
The premier retirement savings fund has nearly half of its total asset allocation in fixed income instruments which includes Malaysian Government Securities (MGS) and equivalents along with loans and bonds. This portfolio contributed an Note: List of unit trusts launched prior to 2018 Returns in the calendar year 2022. Source: Novagni Analytics graphics income of Rm18.2bil, or 33% of the EPF’S total gross income.
Moreover, the real estate and infrastructure portfolio recorded an income of Rm5.6bil with an ROI of 10.5%, whereas gains from money market instruments stood at Rm1bil with an ROI of 3.5% in 2022.
The EPF dividend when compared with the list of 681 unit trusts generally has performed well.
With the exception of 2019 and 2020, the dividend paid by the EPF in 2018 and 2021 puts the retirement fund dividend in the top 25% of the unit trust industry.
The 5.35% dividend announced last year would have ranked the EPF 22nd in terms of return. The same could be said when EPF returns are pitted against the other 108 mixed assets (balanced funds) in the country.
The year 2018 was EPF’S best performing year as its returns were the highest when compared with balanced funds. Apart from 2019 and 2020, the dividends issued by EPF were in the top 20% of the balanced fund market. Last year, EPF ranked eighth for its return rate.
- The Star Malaysia18 Mar 2023By elim POON elimpoon@thestar.com.my
EPF a more stable investment option than unit trusts
Financial Planning Association of Malaysia chief executive officer Linnet Lee states the EPF is a more stable investment option than unit trusts as it has a track record for its return rate.
“As soon as a person takes his or her money out of the EPF or their bank account, this person must understand that there are risks already, namely market risks, interest rates fluctuation, and currency exchange risks for funds that have overseas investments.
“The EPF has lower risk levels as it is obligated to provide a minimum dividend rate of 2.5%, as outlined in the EPF Act 1991, even if market conditions do not look good. For the last 10 years, the EPF’S dividend rate has always been above this level,” she says.
Despite the bearish and volatile markets last year that led to EPF’S lower gross investment income performance, the EPF’S return rate in 2022 outmatched many unit trusts and financial market’s performance.
Morgan Stanley Capital International (MSCI) World Index for instance, recorded a 17.7% decline in its 2022 performance while the MSCI Emerging Markets Index fell by 19.74% last year.
On the other hand the FBM KLCI shed 72 points or 4.6% y-o-y in 2022, with a high of 1,618.5 and a low of 1,373.4 for the year.
The rate of return from the retirement fund was also well above the domestic headline inflation rate averaging at 3.3% last year as well as the return on the 10-year MGS which yielded 4.07% at the end of 2022.
However, some may argue that unit trusts offer greater flexibility in terms of investment and contributions, as investors are exposed to different investment themes matched with their risk appetite.
The common investment products offered by unit trusts are money market, fixed incomes, property, and equities.
On this note, Tradeview Capital Sdn Bhd portfolio manager Ng Tzyy Loon says while this may be the case, many individuals do not have time to do the necessary research before buying an investment like unit trust.
“For these investors, the EPF is a very convenient tool which often becomes their default choice. It is actually not an easy feat for EPF to be able to deliver a consistent return of 5% to 6% over the years, given that the fund size the organisation is managing is about RM1 trillion,” he says.
In choosing the right unit trust, Ng opines that investors should opt for one that has a more flexible mandate and outperforms its investment benchmarks.
“Investors need to have the mindset that they are taking risks to get a better return when they opt for unit trusts instead of the EPF. A unit trust with a flexible mandate means that the fund manager has more room to make investment decisions in different market conditions.
“For example, fund managers can avoid gold mining companies in an equity unit trust, unlike in a commodity unit trust, should prices of precious metals fluctuate in a particular year.
“Additionally, a unit trust that has consistently outperformed its investment benchmark is reflective of the skillfulness of the fund manager in managing the fund,” he says.
Nevertheless, as Yap pointed out, investors need to take into account the various fees and expenses, which can potentially reduce returns, accompanying a unit trust fund. There are altogether three main fees when buying a unit trust; sales charge, fund management fee, and trustee fee.
“Sales charge are front end fees that can go as high as 5.5%. There is also the fund management fee of about 1% to 2%. Lastly, investors are also charged with a trustee fee of less than 1%,” he says.
While it seems that there are no outright fee charges for EPF members, the returns received by account holders is net expenses.
“All the expenses incurred from hiring analysts, fund managers, and compliance-related are reflected in the income statement. These fees can be lower that that of unit trusts” says Ng.
All in all, having a well-diversified portfolio is the key to protect one’s wealth, notes Lee.
“If you are looking to build a retirement nest egg, you need to diversify your money into different asset classes. Hence, it would be good to make contributions in the EPF and at the same time invest in unit trust funds,” she says.
It is crucial to improve the financial regulatory system and strictly maintain the bottom line of low risks, China’s former finance minister said at a forum on Saturday in commenting on the recent collapse of the US Silicon Valley Bank (SVB) that sent shockwaves across the US banking system.
The SVB bankruptcy suggests that financial markets have been hit by monetary policy changes, Lou Jiwei, director general of the Global Asset Management Forum and China’s former finance minister, said at the ongoing annual session of the forum, according to media reports.
The unconventional monetary and fiscal policies adopted by some countries during the COVID-19 pandemic have led to high leverage ratios across governments, households, enterprises, and financial institutions. These ratios rose quickly but would not fall easily, Lou said.
It has exacerbated the hikes of the inflation and its impact has been extended to the global financial market, with soaring volatility in stocks, bonds, foreign exchange markets, Lou said, noting that from a historical perspective, it may lead to a new round of crisis spilling over into emerging markets.
As the US 16th largest lender, SVB faced meltdown on March 10 after a 48-hour run on deposits. It marked the largest bank crash since the 2008 financial crisis. When many were still pondering whether it was another Lehman Moment that started the global financial crisis over a decade ago, the US 29th biggest lender Signature Bank closed by regulator just two days after the SVB collapse.
The unexpected bank failure has soon sent shockwaves across the US banking system, with jitters spreading across the global market.
NASDAQ Bank index, which contains securities of NASDAQ-listed banks, dropped 22 percent from 3981.59 on March 8 to 3100.16 on March 17. The First Republic Bank saw its share price plummeted from $115 to $23.03 during the period, down nearly 80 percent.
In Europe, alarms sounded at Credit Suisse, a 167-year-old Swiss bank which is also the 17th largest lender across Europe. Its share price has lost 30 percent since March 8. Although the bank secured a $54 billion loan from Swiss central bank to shore up its liquidity, its investor sentiment remains fragile.
The bank failure and emergency showed that the long-simmering profound financial risks in Europe and the US have reached a critical point of periodic outbreak, Dong Shaopeng, a senior research fellow at the Chongyang Institute for Financial Studies at Renmin University of China, told the Global Times on Saturday.
Banks are professional risk managers, and if they cannot manage risk effectively, then it means that the risk control system has failed, Dong said.
SVB is not the only risk point, a total of 186 US banks have reportedly been exposed to similar risks. “Even if only half of uninsured depositors decide to withdraw, almost 190 banks are at a potential risk of impairment to insured depositors, with potentially $300 billions of insured deposits at risk,” read an analysis conducted by New York-based Social Science Research Network.
Counting on its advantages as the world’s dominant financial power, US policymakers have believed that they could reap interests of others to plug their own loopholes. It is such “financial confidence” which has supported them to adopt a radical quantitative easing and then a drastic tapering policy, Dong said.
Yet, a considerable number of emerging countries are attaching more importance to financial risk management and firmly safeguarding their own autonomy, Dong said.
China has attached great importance to preventing and defusing systemic risks, and it is further improving its financial regulation including setting up a central commission for finance following the two sessions to optimize and adjust setting and functions of regulatory institutions, Lou said.
Lou said that China will continue to cooperate with other countries in financial regulation to jointly forestall and defuse systemic risks in the global financial system and maintain stability and prosperity of the global financial market.
The People’s Bank of China (PBC), the nation’s central bank, recently stressed the overall financial market is running smoothly and risks are under control. Large banks with excellent ratings are the “ballast stone” of China’s financial system. Reforms of a few problematic small and medium-sized financial institutions have achieved important progress, and illegal financial activities have been effectively curtailed, it said.
Amid a steep drop in the value of global banking shares following the SVB meltdown, however, Chinese banking shares rallied collectively. The Bank of China saw its share price surged from 3.33 yuan ($0.48) on March 8 to 3.48 yuan on March 17, reaching a five-year high.
The Chinese economy has contributed more than 30 percent of global growth annually for the past two decades, and this momentum will continue in the future, Yang Delong, chief economist at Shenzhen-based First Seafront Fund Management Co, told the Global Times on Saturday.
Under such circumstances, China’s strong enterprises, robust core assets will remain very attractive to foreign investment, Yang said, predicting that it is highly likely that the inflow to China’s A-share market from overseas investor will exceed 300 billion yuan this year.
Forcing TikTok to sell its shares is a shameless ... -
There has been an absurd development of the political farce surrounding the crackdown on TikTok, which has recently been playing out in the US and spreading to Canada and some EU countries.
The Biden administration has threatened to ban TikTok if its Chinese owners don't divest their stakes in the popular video app, Reuters reported on Wednesday.
Even though TikTok has tried its best and done almost everything possible within the technical range in response to the so-called national security concerns, it remains helpless in the face of Washington's economic vandalism. The message is clear: if Washington cannot see TikTok ending up in an American hand, it will shut it down. Judging by the various bans and legislation involving TikTok that US politicians have been working on, it is not impossible for the worst to happen.
Yet, the Emperor's New Clothes surrounding national security concerns cannot hide US politicians' selfish and hooligan nature. The US claims that TikTok threatens to undermine US national security, but there is no evidence at all supporting the killing or robbery of such a globally successful app on national security grounds. The fact that Washington can suppress and even rob TikTok without justification and only because it is owned by a Chinese company is the latest manifestation that in order to maintain the US hegemony, Washington can make any rogue behavior that is against the law and business rules. This could serve as a wake-up call to companies around the world about the political risks of doing business in the US. If they are successful enough to pose a real challenge to American business titans, a rogue government in Washington will start finding fault with them.
TikTok has been seeking various technical solutions to soothe the so-called national security concerns. For instance, it has committed to spend $1.5 billion on a plan known as "Project Texas," which would enact a stronger firewall between TikTok and employees of its Beijing parent company. It has also built what it called a Transparency Center in Los Angeles to help legislators and journalists understand how it safeguards data and how its algorithms work.
But what has happened to the company has laid bare that there is no way to play by the rules to address the US politicians' so-called concerns. This is because it is not national security issues, but TikTok's ability to challenge the supremacy of the US internet industry, that is what really upsets Washington.
With more than 1 billion active users, TikTok is the most downloaded Chinese app in the world last year. The US has 113 million active TikTok users aged 18 and above, and a 2022 Pew Research Center survey of American teenagers aged 13 to 17 found that 67 percent say they use the app, which would add up to about 17.4 million teenagers.
By comparison, the development of some American internet giants has been overshadowed. Facebook-parent Meta Platforms announced on Tuesday it would cut 10,000 jobs this year, marking a second round of mass layoffs following the first one in fall 2022. Since 2020, Meta CEO Mark Zuckerberg has spoken out on several occasions about TikTok's threat to American values and technological dominance.
Of course, the US government's crackdown on Chinese technology companies has not only aimed to rob economic interests off Chinese companies, but also to curb China's high-tech development and to maintain the US technological and financial hegemony.
However, it should be noted that the fact that Washington cannot allow a Chinese company to have the potential to beat American internet giants in market competition doesn't mean China will allow its hegemony to rob Chinese companies of core technology. Behind TikTok's success is the rise of a new algorithmic technology, which is the representative of Chinese high-tech companies gaining an advantage in international markets.
When the former Trump administration tried to push through a forced sale of TikTok in 2020, China's Ministry of Commerce already made adjustment to its catalog of technologies that are subject to export bans or restrictions, which includes certain advanced information process algorithms. It goes without saying China will resist any bully-like robbery of Chinese companies' core technologies.
Forcing TikTok to sell its shares is a shameless ... - YouTube YouTube https://www.youtube.com › watch
Forcing TikTok to sell its shares is an example of the US wanting to claim ownership of everything that is advanced and competitive. YouTube · 环球时报 Global Time
