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Sunday, August 14, 2016

The tyranny of Pokemon Go, more addictive than other games

No prizes for guessing what these folks at a public park in the centre of Hanoi are doing. Yes, the Pokemon Go craze has spread far and wide. Photo: AFP

It's repetitive. The 'game play' is puerile. But it does cast a spell on players.


Malaysia, a plague has just arrived in your land and, if the rest of the world is any indication, it will infect every corner of your society. I’m talking of course about the infectious tyranny that is Pokemon Go. Really.

This is a game with very little in actual game play. You throw Pokeballs at Pokemon that spawn seemingly all over your neighbourhood, on your friends, and even in your own home. You capture them to fight other Pokemon, then you wash, rinse, repeat.

The battle aspect comes down to swiping right and tapping your screen a bunch of times. It’s not exactly the most nuanced or skilled or even fun game play in the world but yet, Pokemon Go has taken over the world.

I didn’t quite understand it until it arrived in Hong Kong, but suddenly on the street people were face down in their phones even more so than usual. And whenever I snuck a look there was a little critter bouncing around on their screens that they were trying to capture by tossing Pokeballs at it.

Silly. Ridiculous. So of course, yours truly had to try it.

And of course, yours truly got addicted just like everyone else.

Really, the game should be called Pokecrack or something a little more indicative of its addictive nature. Walking the dog at night, I seek out the local gyms – Pokemon Go locations where you can train or battle other Pokemon, but only at certain locations in the city – see, that’s why it’s got the “Go” in its name, this isn’t a game you can play from home – and at all these locations, even at midnight, I find people milling around in their pyjamas outside, with their faces stuck to their phones. Me included.

I went to a bar to meet a friend the other day and of course we started hunting Pokemon while there, which quite a few others were already doing. On the way out to the pay the bill the barkeep invited us back on Saturday because they would be “buying lures all day to attract more Pokemon”. Yes, Pokemon is now a way to attract people to your business.

Pikachu, I choose you.

But why is this game so addictive? I just said the game play was infantile. So simple that it boggles the mind. And it is. But everything in Pokemon Go centres on the rewards of new and exotic Pokemon and levelling up.

Basically it’s a game that hinges on the Random Reward Schedule.

The Random Reward Schedule is a tenet of behavioural psychology. It’s a form of reinforcement. Reinforcement, of course, “strengthens an organism’s future behaviour whenever that behaviour is preceded by a specific antecedent stimulus”. That’s a mouthful.

Basically, what it’s saying is that you will continue to do a thing if you get positive feedback.

This all goes back to the research of B.F. Skinner, who noted that the variable reward schedule or the random reward schedule resulted in the most compulsive and addictive behaviour in mice. Basically, mice were trained to press a lever that would dispense treats.

The mice that were rewarded with a treat every time were less inclined to keep pressing the lever, than the mice that were rewarded with a large treat at random intervals. The idea being that when a mouse thinks there could be a nice reward just around the corner, it will keep performing the same action.

The same goes for humans.

In Pokemon Go you’re constantly checking for Pokemon appearing in your vicinity. Most times they are common ones like Pidgeys or Caterpies, but every once in a while, you find something exciting like a Vaporean or an Electabuzz. And yes, I know how nerdy this sounds right now. Those rare and exotic Pokemon are just like large treats to a mouse.

The random reward schedule is linked to the Hook Model which is a technique employed by social media and mobile game designers and, of course the designers of Pokemon Go. Its mission – the name gives it away – is to hook you.

It goes beyond simple reinforcement of behaviour; it’s all about creating habits so that we’ll continue doing something the designers want us to do. In this case, it’s to continue searching for Pokemon and hopefully spend a few of our hard-earned dollars for gear that will help us do just that.

Pokemon Go also employs another aspect of the model, and that is our need to hunt. In the evolutionary sense, we are hunters, hunting for food in the wild. Pokemon Go employs a tracking system to find those rare and exotic Pokemon so that we are literally hunting down little virtual critters. All. Day. Long.

But we’re not hunting for sustenance, now we’re just hunting for the sake of hunting. Our genetic urges are misfiring all over Pokemon Go.

And knowing that I’m being manipulated on the most fundamental level by this game, I’m still checking my phone periodically to see if any rare Pokemon have showed up. And it’s not even fun.

So what to do, now that Pokemon Go has come for … to us? It really depends. It does make you walk more, and it can make your daily commutes a little more enjoyable (depending on your definition of enjoyable) – but if you don’t like having your face stuck in your phone, then you’re better off treating Pokemon Go like drugs, and not even trying it.

 By Jason Godfrey -

Catch Jason Godfrey on The LINK on Life Inspired HD (Astro Ch 728).

More addictive than other games


CATCHING virtual critters on Pokémon GO has a tendency to be more addictive than other online games.

Experts say the risk of being addicted to the highly-popular game is increased because it is a feast for the senses.

This is especially since it is an augmented reality game, which requires players to have a live direct or indirect view of their physical surroundings.

“The risk of addiction is increased as there are multiple sensory bombardments that sustain playing Pokémon GO.

“Such sensory bombardments are continuous, leading to pleasure and satisfaction highs once players level up in the game and are motivated to continue,” explains Universiti Sains Malaysia criminologist and psychologist Dr Geshina Ayu Mat Saat.

She says this can be dangerous as it makes individuals dependent on the game for pleasure or happiness and some people may confuse the two.

“It could also lead to despair when the game is concluded, when they experience problems, or when a level objective could not be met.

“These are similar responses that an addict experiences. Normal functioning is disrupted, the least being in terms of sleeping and eating patterns,” Dr Geshina says.

Other aspects that could be affected are family interaction, work-life balance, carrying out responsibilities and daily tasks.

Dr Geshina finds that there are pros and cons to playing the game.

“On one hand, players will get more physical exercise, apply problem-solving skills, and have some social interaction when they meet other players in real life,” she says.

But on the other hand, too much focus on their phones may narrow their perception, leading to selective attention on the immediate environment to fulfil the needs of the game rather than a genuine appreciation of the outdoors.

“Social interaction may be limited to brusque questions of where the characters are, rather than polite or pleasant queries to initiate meaningful conversation,” says Dr Geshina.

She also notes that there is also a possibility that players, especially children, will be unable to separate between reality and the game as it blurs the lines and makes players a living game avatar.

Malaysian Mental Health Association deputy president and consultant psychiatrist Datuk Dr Andrew Mohanraj Chandrasekaran says people are generally eager to embrace new technology and will surely warm up to augmented reality games like Pokémon GO.

Describing the game as “taking it one step further”, he says one positive point of the game is that it can motivate people to get out more and connect with others with common interests.

“This is particularly relevant to people with introverted personalities and those suffering from depression.”

Dr Andrew, however, points out that the game can be a double-edged sword and could also work negatively in making people more engrossed in their phones.

“Ultimately, technology must be embraced for the right purpose – be it for recreational, therapeutic or competitive purposes.

“Technology can also be harmful, destroy interpersonal relationship, affect social cohesion, blur the lines between appropriate and inappropriate behaviour and cause confusion between reality and the virtual world.

“Knowing how to embrace technology in a balanced manner is the answer,” he says.

Sources:  The Star/Asia News Network

Saturday, August 13, 2016

Money lost under the shadow banking: loan sharks Ah Long

IN my previous article, I shared the impact of high credit card interest rate that many have overlooked and hence, overspent. Interestingly, there are loans outside the confines of financial institutions that affect the mass. These loans are largely unregulated and therefore, more painful in terms of financial burden and emotional stress when the loan and interest cannot be repaid on time.

Every now and then, I will receive text messages from unknown contacts offering loans at “attractive” rates. A check with my close associates indicates that I am not alone in receiving such messages. These messages and those stickers offering loans on the streets share the same traits, i.e. easy loan with no pre-qualification required. Example – “Borrow RM1,000, and return RM200 monthly for six months”.

At first glance, it seems like the interest rate for the loan is 20%. However, as the repayment period is only six months, it is actually 40% per annum! This rate is 11 times higher compared with the average fixed deposit rate of 3.5% per annum in the market.

These loans are offered mostly by unlicensed moneylenders, otherwise commonly known as “loan sharks”. According to a news article published in The Star recently, the interest they charged are mostly counted based on monthly or even daily rest basis.

It is learnt from the article that people usually borrow between RM1,000 and RM10,000 at an interest rate of 0.5% to 1% per day. This works up to about 15% to 30% monthly. When the loan is defaulted, another 5% is added as a late repayment penalty.

It therefore becomes evident that the borrowers of such loans face immense problem repaying their loans. They will generally end up borrowing from other moneylender to cover their existing loan which will lead them to more debts. Imagine the emotional stress from harassment when they are unable to serve the interest.

Sadly, this loan with its easy application process and low requirement attracts people who are financially desperate, regardless of professional or income group.

Bank Negara has announced that Malaysia’s household debt-to-gross domestic product (GDP) ratio has increased from 86.8% to 89.1% as of 2015. We have one of the highest household debts in the region without including the unregulated loans from these “moneylenders”. I wonder how this “shadow banking” or “off balance sheet transaction” impact our people and economy.

To protect the rakyat, the government should look at strengthening the enforcement of eliminating illegal money lending.

As the saying goes “where there is demand, there is supply”. Hence the key is to first understand why people resort to borrowing from these “moneylenders”. It is important to strengthen financial education and awareness of public through various channels.

People, especially children, should be taught to borrow for the right things from young, and understand the difference between good debt and bad debt. More importantly, people should learn to ask themselves if there is a real need to borrow. Borrowing money to buy assets that depreciate over a short period of time, such as cars and luxury items is deemed as “bad debt”. This is in stark contrast to “good debt”, such as buying a home or asset that has the possibility of appreciating in the long term, and at the same time, paying a much lower interest rate compared with bad debts.

For people with a genuine need for financing, there are many other options such as borrowing from the banks and legal money lenders, or even to the explore “fintech”, a financial technology which offers more efficient and cheaper financial services through the use of technology. Again, it is important to ensure these channels are legal and well regulated.

Borrowing from unregulated moneylenders is like jumping from the frying pan into the fire. It is important to have wise financial planning in the first place and always seek advice before doing anything financially. One may get advice from government agencies, such as Agensi Kaunseling dan Pengurusan Kredit, when faced with financial challenges.


By Datuk Alan Tong, who has over 50 years of experience in property development. He was the World President of FIABCI International for 2005/2006 and awarded the Property Man of the Year 2010 at FIABCI Malaysia Property Award. He is also the group chairman of Bukit Kiara Properties. For feedback, please email feedback@fiabci-asiapacific.com.


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Friday, August 12, 2016

Beware of meddling via soft power !

Joining the club - Illustration: Shen Lan/GT

MEDDLING by foreign powers is an established phenomenon for as long as one can remember. They are not limited only to the Muslim countries and communities. For example, last year at the Seventh Summit of the Americas in Panama City, President Barack Obama indirectly admitted this when he publicly stated that the days of US interference in the affairs of Latin America were coming to an end. Reportedly, he said, "the days in which our agenda in this hemisphere presumed that the United States could meddle with impunity, those days are past". Some traced this to as far back as the conquest of the Americas by the Europeans in the fifteenth and sixteenth centuries especially after its so-called "discovery" by Columbus. Perhaps, the major difference is that there are many more Latin American leaders and populace who are more "resolute" than their Muslim counterparts in resisting any attempt to meddle.

More generally "colonialism" is one form of meddling that many parts of the world have experienced, and are still suffering from it. Malaysia is no exception, no denying that there are some benefits to be learnt from the process. But where it hits the "mind" is where it is more toxic to the extent that it can debilitate. Even long after achieving independence the "colonised" mindsets are still clearly felt whether at the level of the leadership or the population at large. The post-Merdeka generations are more vulnerable when they are shut out from the larger discourse affecting the future of the nation, ironically due to yet another form of "meddling" that left them disenfranchised. In the days of social media, the impact of this can be phenomenal, what with other contending parties that are more than eager to attract their attention, as we have seen recently.

Social media is an excellent platform for yet another form of meddling – soft power. Coined a few years ago, soft power describes "the ability to attract and co-opt using persuasion (mind-twisting) rather than by coercion, notably by bullying and arm-twisting (hard power). To the disenfranchised, soft power is said to be very appealing especially when "credibility is the scarcest resource", as explained by Joseph Nye, who introduces the concept. In fact more recently, the term has expanded to include "changing and influencing social and public opinion through relatively less transparent channels and lobbying through powerful political and non-political organisations."

Of the six factors that are often associated with enhancing soft power, education and culture seem to be pivotal. In other words, meddling can be carried out discreetly using these two dimensions. Indeed, Nye did suggest how higher education leaders might enhance American soft power by increasing international student and cultural exchange programmes. Viewed this way, soft power is a very subtle extension of the colonial process without even realising it. A case in point is when in 2007 the Rand Corporation in the US developed a "road map" for the construction of moderate Muslim networks and institutions "that the US government and its allies need, but thus far have failed, to develop clear criteria for partnerships with authentic moderates". It therefore proposes "the building of moderate Muslim networks an explicit goal of US government programmes".

More explicitly, it listed who the "moderates" are to be targeted according to priority, namely: liberal and secular Muslim academics and intellectuals, young moderate religious scholars, community activists, women's groups engaged in gender equality campaigns, and finally moderate journalists and writers. It argued that "the US should ensure visibility and platforms for these individuals." For example, to ensure that individuals from these groups are "included in congressional visits, making them better known to policymakers and helping to maintain US support and resources for the public diplomacy effort." If these sound like "meddling", it is because it is one – effectively disguised as "soft power". It is without doubt, yet another attempt among many to continuously interfere and manipulate the situation from the perspective of the authors and the sponsoring institution. Despite this it is very sad if Muslims are oblivious to the sleight of hand, and succumb to the form of endless meddling. Only to realise that it causes more confusion and divisiveness among the community.

In the days ahead before Aug 31, it is incumbent upon us to deeply ponder what Merdeka means beyond the routine parade and march-past, flag-raising ceremony and singing the national anthem.

By Dzulkifli Abdul Razak, theSundaily

With some four decades of experience in education, the writer believes that "another world is possible". Comments: letters@thesundaily.com


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Thursday, August 11, 2016

THAAD will not protect ROK but cripples UN unity on NK nukes; Sino-US ties should surmount saber-rattling

Pawn of the USA



Public opinion in the Republic of Korea is divided over whether the deployment of the United States' Terminal High-Altitude Area Defense anti-missile system is in the national interest.

Many of those in their 20s, 30s or 40s disagree with the decision. And anti-THAAD lawmakers have demanded an open debate in the National Assembly to discuss whether the THAAD is really in the ROK's interests militarily, diplomatically and economically.

THAAD is incapable of defending against the potential missile threat from the Democratic People's Republic of Korea, as the DPRK's missiles travel at a lower altitude than those THAAD is designed to intercept. Even if that was not the case, one THAAD battery would not be able to provide protection against all the DPRK missiles. The capital Seoul and its adjacent metropolitan area, the country's most populous regions, are even outside the protection range of THAAD.

However, the system's X-band radar has a range of at least 2,000 km, which is the real reason the United States wants it deployed in the ROK as it will be able to snoop deep into Chinese and Russian territories.

Seoul claims that it will adopt the radar with a detectable range of 600-800 km, but the mode change can be made at any time in accordance with the needs of the US military that will operate the THAAD battery in the ROK.

If THAAD is deployed, it will sour the ROK's relations with China and Russia, trigger an arms race and damage trade. It will make it difficult for the country to seek cooperation from China and Russia in denuclearizing the peninsula.

Seoul should heed the voices saying the only way to denuclearize the peninsula is through peace talks and changing the armistice treaty after the 1950-53 Korean War into a peace treaty. - China Daily

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In recent days, South Korean President Park Geun-hye has seemed unhappy as six lawmakers of the main[Read it]

 

THAAD cripples UN unity on NK nukes


The UN Security Council failed to agree on a US-drafted statement that condemns North Korea's latest ballistic missile launch on Tuesday, because China demanded the statement oppose any provocative moves that take advantage of North Korea's nuclear threat and missile project to enable a deployment of anti-missile systems in Northeast Asia.

China's proposition is aimed at the Terminal High Altitude Area Defense (THAAD) missile system that will be stationed by the US in South Korea. Since the US and South Korea announced the plan, the UN Security Council has failed twice to reach agreement over North Korean missile launches because of the major split between China and the US.

The planned deployment is adding a new challenge to the vulnerable geopolitical landscape of Northeast Asia. The international collaboration against North Korea's nuclear project has been crippled. A degenerative aura of the Cold War is emanating from the US-Japan-South Korea alliance.

China does not have a motive to encourage North Korea to develop nuclear weapons or ballistic missiles, because at the cost of its ties with the North, it has been a backer of the UN Security Council's sanctions against it. However, the US and South Korea went too far and made use of North Korea's nuclear threat to deploy THAAD, which will cause great harm to China's national security. Given China's cooperation in sanctioning North Korea, it is nothing but a stab in the back.

North Korea's nuclear ambition was primarily triggered by long-standing military pressures imposed by South Korea and the US. The escalating pressures have met bolder nuclear projects. China being a well-intentioned and responsible mediator has been paid back by a threatening advanced military system.

The US and South Korea are strongly convinced that they are absolutely right in this case, and any disagreement is totally wrong. The narrow-mindedness renders all proposals fruitless and futile.

The Korean Peninsula is intertwined with too many complications and concerns. The deployment of THAAD is a selfish and reckless move that will break the fragile balance with terrible outcomes: There will be a huge setback in the Sino-South Korean relationship; the susceptible Sino-US collaboration over Northeast Asia will collapse - all will result in a reconfiguration of each stakeholder's policy on the region.

Although unwilling to go to war, all players in the big game should reflect on their policies as growing tensions have turned them more defensive rather than open.

The major-power rivalry between China and the US is behind many disputes in East Asia. Beijing and Washington seem to have a tacit understanding that their rivalry won't explode into a physical conflict. However, some countries cannot look at the big picture, and are eager to pick sides, but they will only find that they are cannon fodder.

China and the US are exchanging blows over THAAD, but they won't get into a real fight. However, if South Korea leaps headlong into this round of games and becomes a US agent, it will put itself in the middle of a new crisis.

South Korea is a confused player in the big game. It might eventually find out that THAAD will not bring about what it really expects.- Global Times

Sino-US ties should surmount saber-rattling


US naval ship visits Qingdao after disputed South China Sea ruling


https://youtu.be/wkOwZwuDOyg

US naval ship visits Qingdao after disputed South China Sea ruling

A US Navy guided missile destroyer has arrived in the northern Chinese port of Qingdao. This is in the first visit by an American warship to China, after China refused to accept an arbitration ruling on the South China Sea dispute.US Navy guided missile destroyer the USS Benfold arrived in the northern Chinese port of Qingdao on Monday, marking the first visit by a US military ship to China since the South China Sea arbitration. This visit is believed to be a signal and an opportunity for both countries to ease tensions between them.

Before the arbitration award was announced, Washington deployed two aircraft carriers in and around the South China Sea, an obvious move to flex their muscles, pile pressure on China and encourage its allies. China responded in kind with a large military drill in the region and a routine combat patrol. Both countries have engaged with each other in a fierce tug of war.

This is not the whole picture of Sino-US relations, not even their military relationship. Not long ago, the US kept its invitation for China to participate in its Rim of the Pacific military exercise, which is mainly attended by its allies.

The Chinese shouldn't always push the USS Larson's provocations in the South China Sea into the limelight, nor can they easily turn over a new leaf with the US as the USS Benfold came in peace. We shouldn't be tricked by a single gesture from Washington. Both China and the US must admit that the undefined Sino-US ties will continue being shaped in the future.

China and the US are exercising more precautions against each other, and they should get used to the new developments, such as a limited arms race, and not having to take the other's defensive actions as unacceptable.

Throughout the history of human civilization, China and the US have engaged in the most peaceful rivalry between an emerging power and an established power. The Chinese should know as a dominant powerhouse, the US is relatively rational, and has not opted for harsh gambits. Washington also admits that China is a rational and careful emerging power, and pays enough respect to US national interests.

However, both China and the US still feel their own national security is being challenged by each other. Frankly speaking, China feels more insecure than the US. The US doesn't have to overreact as for a long time to come, China won't be powerful enough to launch a showdown against the US.

China should speed up its military modernization and narrow the gap with the US in military strength. The priority should be an increase in strategic military deterrence. The US shouldn't see this as a hostile move. It must know that it cannot sustain an overwhelming military advantage over other countries forever. A strategic balance is essential to world peace in the nuclear age.

China has no plan to dominate Asia with its military prowess. What is happening in the East and South China Seas are simply territorial disputes, not a prelude for China to overturn the current world order.

China and the US should nurture a strong awareness of risk control and strategic trust to ensure the incessant frictions won't become a real conflict.

Saber-rattling remarks do not mean both sides are ready for a war. Both sides must strive to avoid a military showdown. Whether they like it or not, they should respect the other's core national interests. - Global Times

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Wednesday, August 10, 2016

Bitcoin is not money, judges rules in victory for backers


Ruling means no specific licence needed to buy or to sell crypto-currency


Bitcoin, a Florida judge says, is not real money. Ironically, that could provide a boost to use of the crypto-currency which has remained in the shadows of the financial system.

The July 22 ruling by Miami-Dade Circuit Judge Teresa Pooler means that no specific license is needed to buy and sell bitcoins.

The judge dismissed a case against Michel Espinoza, who had faced money laundering and other criminal charges for attempting to sell $1,500 worth of bitcoins to an undercover agent who told the defendant he was going to use the virtual money to buy stolen credit card numbers.

Espinoza's lawyer Rene Palomino said the judge acknowledged that it was not illegal to sell one's property and ruled that this did not constitute running an unauthorized financial service.

"He was selling his own personal bitcoins," Palomino said. "This decision clears the way for you to do that in the state of the Florida without a money transmitting license."

In her ruling, Pooler said, "this court is unwilling to punish a man for selling his property to another, when his actions fall under a statute that is so vaguely written that even legal professionals have difficulty finding a singular meaning."

She added that "this court is not an expert in economics," but that bitcoin "has a long way to go before it is the equivalent of money."

Bitcoin, whose origins remain a mystery, is a virtual currency that is created from computer code and is not backed by any government. Advocates say this makes it an efficient alternative to traditional currencies because it is not subject to the whims of a state that may devalue its money to cut its debt, for example.

Bitcoins can be exchanged for goods and services, provided another party is willing to accept them, but until now they been used mostly for shady transactions or to buy illegal goods and services on the "dark" web.

Bitcoin was launched in 2009 as a bit of software written under the Japanese-sounding name Satoshi Nakamoto. This year Australian programmer Craig Wright claimed to be the author but failed to convince the broader bitcoin community.

In some areas of the United States bitcoin is accepted in stores, restaurants and online transactions, but it is illegal in some countries, notably France and China.

It is gaining ground in countries with high inflation such as Argentina and Venezuela.

But bitcoin values can be volatile. Over the past week its value slumped 20 percent in a day, then recouped most losses, after news that a Hong Kong bitcoin exchange had been hacked with some $65 million missing.

Impact across US, world

Arthur Long, a lawyer specializing in the sector with the New York firm Gibson Dunn, said the July court ruling is a small victory for the virtual currency but that it's not clear if the interpretation will be the same in other US states or at the federal level.

"It may have an effect as some states are trying to use existing money transmitting statutes to regulate certain transactions in bitcoin," Long told AFP.

Charles Evans, professor of finance at Barry University, said the ruling "absolutely is going to provide some guidance in other courts" and could potentially be used as a precedent in other countries to avoid the stigma associated with bitcoin use.

Bitcoins can store value and hedge against inflation, without being considered a monetary unit, according to Evans, who testified as an expert witness in the Florida trial.

"It can be used as an exchange," he said, and may be considered a commodity which can be used for bartering like fish or tobacco, for example.

Evans noted that "those who are not yet in the bitcoin community will be put on notice: as long as they organize their business in a particular way they can avoid the law."

But he added that "people who are engaged in illegal activities will continue to do what they are going to do because they are criminals.- AFP"


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