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Saturday, November 8, 2025

Why Your Expensive Hearing Aids Aren't Enough!


Many people struggle to understand conversations even with expensive *modern hearing aids* because clinics skip crucial fitting steps. Retraining your *brain and hearing**, not just using a device, is key to **speech understanding* in noisy environments. Discover *better hearing* through comprehensive *hearing care* that addresses more than just amplification.

 In this video, Dr. Layne Garrett of *Timpanogos Hearing & Tinnitus* explains why hearing aids alone aren’t enough to fix your hearing in noisy places—and how a simple brain-training approach can finally make speech clear again.

 You’ll learn: 

 Why hearing happens in the brain, not just the ears What most hearing clinics get wrong about speech-in-noise How untreated hearing loss impacts your brain’s ability to process sound What a 15-minute daily auditory training program can do for your listening skills How to start retraining your brain today

 🧠 *Hearing is more than volume—it’s understanding.* Let’s fix that missing piece. 

 🌎 Visit our Website at: https://thebesthearing.com 💬 *Comment Below:*

 Where do you struggle most—restaurants, phone calls, or group conversations? 🔔 Subscribe for weekly hearing health tips, brain-hearing tools, and tinnitus education.



More older adults have turned to cochlear implants after Medicare expanded eligibility for the devices.

Kitty Grutzmacher had contended with poor hearing for a decade, but the problem had worsened over the past year. Even with her hearing aids, “there was little or no sound,” she said.

“I was avoiding going out in groups. I stopped playing cards, stopped going to Bible study, even going to church.”

Her audiologist was unable to offer Ms. Grutzmacher, a retired nurse in Elgin, Ill., a solution. But she found her way to the cochlear implant program at Northwestern Medicine.

There, Krystine Mullins, an audiologist who assesses patients’ hearing and counsels them about their options, explained that surgically implanting this electronic device usually substantially improved a patient’s ability to understand speech.


Kitty Grutzmacher had contended with poor hearing for a decade, but the problem had worsened over the past year. Even with her hearing aids, “there was little or no sound,” she said.

“I was avoiding going out in groups. I stopped playing cards, stopped going to Bible study, even going to church.”

Her audiologist was unable to offer Ms. Grutzmacher, a retired nurse in Elgin, Ill., a solution. But she found her way to the cochlear implant program at Northwestern Medicine.

There, Krystine Mullins, an audiologist who assesses patients’ hearing and counsels them about their options, explained that surgically implanting this electronic device usually substantially improved a patient’s ability to understand speech.


At Northwestern, Dr. Mullins tells older prospective patients that one year after activation, a 60 to 70 percent AzBio score — correctly repeating 60 to 70 words out of 100 — is typical.

recent Johns Hopkins study of about 1,100 adults found that after implantation, patients 65 and older could correctly identify about 50 additional words (out of 100) on the AzBio test, an increase comparable to younger cohorts’ results.

Participants over 80 showed roughly as much improvement as those in their late 60s and 70s.

“They transition from having a hard time following a conversation to being able to participate,” said Dr. Della Santina, an author of the study. “Decade by decade, cochlear implant results have gotten better and better.”

Moreover, an analysis of 70 older patients’ experiences at 13 implantation centers, for which Dr. Wick was the lead author, found not only “clinically important” hearing improvements but also higher quality-of-life ratings.

Scores on a standard cognitive test climbed, too: After six months of using a cochlear implant, 54 percent of participants had a passing score, compared with 36 percent presurgery. Studies that focus on 80 and 90-year-olds have shown that those with mild cognitive impairment also benefit from implants.


Nevertheless, “we’re cautious not to overpromise,” Dr. Wick said. Usually, the longer that older patients have had significant hearing loss, the harder they must work to regain their hearing and the less improvement they may see.

A minority of patients feel dizzy or nauseated after surgery, though most recover quickly. Some struggle with the technology, including phone apps that adjust the sound. Implants are less effective in noisy settings like crowded restaurants, and since they are designed to clarify speech, music may not sound great.

For those at the upper end of Medicare eligibility who already understand roughly half of the speech they hear, implantation may not seem worth the effort. “Just because someone is eligible doesn’t mean it’s in their best interests,” Dr. Wick said.

For Ms. Grutzmacher, though, the choice seemed clear. Her initial testing found that even with hearing aids, she understood only 4 percent of words on the AzBio. Two weeks after Dr. Mullins turned on the cochlear implant, Ms. Grutzmacher could understand 46 percent using a hearing aid in her other ear.

She reported that after a few rough days, her ability to talk by phone had improved, and instead of turning the television volume up to 80, “I can hear it at 20,” she said.


So she was making plans. “This week, I’m going out to lunch with a friend,” she said. “I’m going to play cards with a small group of women. I have a luncheon at church on Saturday.”

The New Old Age is produced through a partnership with KFF Health News

A version of this article appears in print on Oct. 21, 2025, Section D, Page 3 of the New York edition with the headline: When Dialing Up the Hearing Aid Isn’t EnoughOrder Reprints | Today’s Paper | Subscribe




Friday, November 7, 2025

Major consumer fix for car loans

 

New rules on the way: A woman viewing a car to buy at a Proton showroom in Petaling Jaya. The recently passed Hire Purchase (Amendment) Bill 2025 abolishes the front-loaded interest method for fixed-rate hire purchase loans and replaces it with the reducing balance system. — AZHAR

Economists say legal amendments will improve fairness in auto financing

PETALING JAYA: The newly passed Hire Purchase (Amendment) Bill 2025 which will overhaul how interest is calculated for fixed-rate car loans, marks a major reform in consumer credit, say economists.

The change, they say, was long overdue, describing it as a major step forward for consumer fairness and financial literacy.

The Bill, approved by the Dewan Rakyat on Oct 8, abolishes the long-criticised flat rate and Rule of 78 interest methods and replaces them with the reducing balance system and effective interest rate (EIR) calculation.

ALSO READ: Consumer groups hail amended Bill

Under the old Rule of 78, borrowers effectively paid more interest at the start of the loan, leaving them with little benefit even if they settled their hire purchase early.

The new reducing balance method, however, calculates interest only on the outstanding loan amount, making repayment fairer and more transparent.

Putra Business School economist Assoc Prof Dr Ida Yasin said the move would bring Malaysia in line with global standards and make loan structures easier for consumers to understand.

“In the past, interest was charged on the full loan amount even after you have paid off half of it.

“With the reducing balance system, interest is only calculated on what you still owe, which is a more equitable and accurate reflection of your debt,” she said.

Ida also agreed that the reform represented a move toward fairness, adding that the reducing balance system was “better than before” because it corrected a long-standing imbalance between lenders and consumers.

The Bill, tabled by the Domestic Trade and Cost of Living Ministry, is now at the Dewan Negara.

Once passed by the Senate, it will await royal assent from the Yang di-Pertuan Agong before being gazetted and enforced on a date to be announced by the ministry.

It also provides an 18-month transition period for banks and finance companies to fully implement the new calculation system.

Ida said the timeframe was “realistic and doable”, given the need for system upgrades, but added that many consumers were eager to see it implemented sooner because of the clear benefits.

“We would like to see it enforced as quickly as possible, but 18 months is a practical timeline for the industry to adapt,” she added.

The Bill has been welcomed by car buyers and consumer groups, who say it ensured fairer treatment for borrowers and encouraged responsible lending.

Economist Prof Emeritus Dr Barjoyai Bardai said the amendment corrected long-standing imbalances that favoured lenders under Rule 78.

“Previously, borrowers paid most of their interest in the first half of the loan tenure, meaning early settlements gave them little savings.

“The reducing balance method fixes that, as interest is now charged only on the remaining loan amount,” he said, adding that the change could also boost vehicle demand, as car ownership would feel more affordable.

“Borrowers will have more incentive to take shorter loan terms and repay early.

“For used-car buyers, whose loans are typically shorter, this makes a meaningful difference,” he added.

Bank Muamalat Malaysia Bhd chief economist Dr Mohd Afzanizam Abdul Rashid said the reform would not drastically change loan costs but would improve transparency.

“Borrowers will understand their true repayment rates and be able to make better comparisons across banks,” he said, adding that the introduction of EIR would also help promote financial literacy and more informed borrowing decisions.

“As consumers become more aware of how banking products are structured and priced, they’ll make wiser choices.

“This is a shift toward better practice and a more transparent market,” he said.

Saturday, November 1, 2025

All set for north-east monsoon


PUCHONG: All eyes are on the skies as Malaysia braces for the north-east monsoon.

Heavy, continuous rains are on the horizon, with Sabah forecast to experience above-average rainfall due to the La Nina weather phenomenon.

Authorities, meanwhile, are all geared up to tackle this head-on, with more than 100,000 personnel and nearly 40,000 assets ready nationwide 

 



“Among the forecast areas are the east coast and north of Sabah,” he said during a media engagement event organised by the National Disaster Management Agency (Nadma) on preparations for the north-east monsoon here yesterday.

He said Sabah is expected to experience episodes of above- average rainfall between Dec-ember and February.

“Our teams will be monitoring the situation daily,” he said.

Ambun said Kelantan, Tereng­ganu, Pahang, Johor and Sarawak are also forecast to experience heavy, continuous downpours between November and Dec-ember.

The situation is expected to persist in Pahang, Johor, Sabah, and Sarawak in January next year.

Sabah and Sarawak are also forecast to experience heavy, continuous rainfall next February.

“The said areas are expected to receive regular rainfall except for Sabah. Below average rainfall has, meanwhile, been forecast in west Sarawak in March next year,” he said.

Ambun said warnings on extreme weather episodes will be issued at least a week prior to the incidents.

Warnings on continuous rain, strong winds, and rough seas will also be issued at least three days prior to the episodes.

“Updated forecasts will be issued daily,” he said.

Nadma director-general Datuk Abdul Halim Hamzah said more than 100,000 personnel will be on standby for the coming north-east monsoon season.

This comprises personnel from the Armed Forces (4,770), police (20,600), Fire and Rescue Depart­ment (15,640), Civil Defence Force (15,390), and Rela (47,100).

Close to 40,000 assets have also been readied in preparation for the year-end monsoon.

This includes 2,555 boats, 1,843 four-wheel drives, 1,172 trucks, 25 helicopters, and 34,092 lifejackets.

He added that 3,683 flood hotspots have been identified nationwide based on Irrigation and Drainage Department findings.

“Regardless, the government is prepared for the coming north-east monsoon season,” he told reporters after the briefing yesterday.

Abdul Halim said coordination among agencies has been improved compared with the north-east monsoon last year.

“The distribution of the Bantuan Wang Ihsan aid has also been improved, with more efficient payouts,” he said.

He added that residents play an equally vital role in flood operations.

“Take note of the early signs, such as rising waters, among others. Please evacuate once you notice this,” he said.

On a related matter, Fire and Rescue Department director-general Datuk Seri Nor Hisham Mohammad said 29 specialised rapid response teams are on standby nationwide to strengthen flood rescues.

He said these teams will focus solely on floods to minimise disruption to daily station operations.

“Our stations have boats and other flood rescue assets, but officers must also stand by for fires and other emergencies. The rapid response teams, however, will be ready to respond to flood emergencies directly,” he said.

He added that each team comprises about 18 personnel and that several operating bases nation­­­wide have been established to store flood rescue assets.

“If there is a forecast, the team can obtain the assets there directly,” he added.

Friday, October 31, 2025

Xi says ready to work with Trump to build solid foundation for bilateral ties

 

Chinese President Xi Jinping meets with U.S. President Donald Trump in Busan, South Korea, Oct. 30, 2025. (Xinhua/Huang JBy Xinhuaingwen)


Chinese President Xi Jinping said here Thursday that he is ready to continue working with U.S. President Donald Trump to build a solid foundation for bilateral ties, and create a sound atmosphere for the development of both countries.

In a meeting with Trump, Xi said under their joint guidance, China-U.S. relations have remained stable on the whole.

"China and the United States should be partners and friends. That is what history has taught us and what reality needs," he said.

Given different national conditions, the two sides do not always see eye to eye with each other, and it is normal for the two leading economies of the world to have frictions now and then, Xi added.

"You and I are at the helm of China-U.S. relations," said Xi. "In the face of winds, waves and challenges, we should stay the right course, navigate through the complex landscape, and ensure the steady sailing forward of the giant ship of China-U.S. relations."

Xi said that there is a good momentum in China's economic development, adding that in the first three quarters of this year, China's economy increased by 5.2 percent, and import and export trade in goods with the rest of the world expanded by 4 percent.

This is not an easy accomplishment given the domestic and external difficulties, Xi noted, adding that the Chinese economy is like a vast ocean, big, resilient and promising.

"We have the confidence and capability to navigate all kinds of risks and challenges," Xi added.

Chinese President Xi Jinping meets with U.S. President Donald Trump in Busan, South Korea, Oct. 30, 2025. (Xinhua/Shen Hong)

Chinese President Xi Jinping meets with U.S. President Donald Trump in Busan, South Korea, Oct. 30, 2025. (Xinhua/Shen Hong)


At its fourth plenary session, the 20th CPC Central Committee deliberated over and adopted the recommendations for the economic and social development plan over the next five years, Xi said.

"Over the past seven decades and more, we have been working from generation to generation on the same blueprint to make it a reality. We have no intention to challenge or supplant anyone. Our focus has always been on managing China's own affairs well, improving ourselves, and sharing development opportunities with all countries across the world," he added.

Describing that as an important secret to China's success, Xi said China will further deepen reform across the board, expand opening up, and promote higher-quality economic growth while achieving an appropriate increase in economic output, and advance well-rounded human development and common prosperity for all, adding that this will also expand the space for cooperation between China and the United States.

Xi noted that the two countries' economic and trade teams had an in-depth exchange of views on important economic and trade issues, and reached consensus on solving various issues.

He called on the two teams to work out and finalize the follow-up steps as soon as possible, and ensure that the common understandings are effectively upheld and implemented, to inject confidence into the two countries as well as the global economy through solid deliverables.

China-U.S. economic and trade relations have experienced ups and downs recently, and this has also given the two sides some insights, Xi noted.

The business relationship, Xi said, should continue to serve as the anchor and driving force for China-U.S. relations, not a stumbling block or a point of friction. 

The two sides should think big and recognize the long-term benefit of cooperation, and must not fall into a vicious cycle of mutual retaliation, he added, calling on the two teams to continue their talks in the spirit of equality, mutual respect and mutual benefit, and continuously shorten the list of problems and lengthen the list of cooperation.

Dialogue is better than confrontation, Xi said, adding that China and the United States should maintain communication through various channels and at various levels to enhance mutual understanding.

There is good potential for the two countries to work together on combating illegal immigration and telecom fraud, anti-money laundering, artificial intelligence, and responding to infectious diseases, he added.

The competent departments should strengthen dialogue and exchanges and carry out mutually beneficial cooperation, Xi said, adding that the two countries should also engage in positive interactions on regional and international platforms.

"The world today is confronted with many tough problems. China and the United States can jointly shoulder our responsibility as major countries, and work together to accomplish more great and concrete things for the good of our two countries and the whole world," he added.

China will host APEC 2026, and the United States the G20 summit next year, Xi noted.

The two sides can support each other in making both summits productive to promote world economic growth and improve global economic governance, he added.

Chinese President Xi Jinping meets with U.S. President Donald Trump in Busan, South Korea, Oct. 30, 2025. (Xinhua/Huang Jingwen)

Chinese President Xi Jinping meets with U.S. President Donald Trump in Busan, South Korea, Oct. 30, 2025. (Xinhua/Huang Jingwen)


Noting that it was a great honor to meet with Xi, Trump said China is a great country and President Xi is a well respected great leader, with whom he has been good friends for many years and has always got along well.

The United States and China have always had a fantastic relationship, and it will be even better, said Trump, voicing his hope for an even better future for both China and the United States.

China is the biggest partner of the United States, and with joint efforts, the two countries can get many great things done for the world and have many years of success, said Trump.

China will host the 2026 APEC Economic Leaders' Meeting, while the United States will host the G20 Summit next year, said Trump, wishing both sides every success in these important events.

The two presidents have agreed to enhance cooperation in economic, trade, energy and other fields and to encourage more people-to-people exchanges.

They have also agreed to maintain interactions on a regular basis. Trump looked forward to visiting China early next year, and invited President Xi to visit the United States.

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