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Showing posts with label girls. Show all posts
Showing posts with label girls. Show all posts

Saturday, December 5, 2020

Sheer joy of parenting

 What the writer and his wife love about being parents is that their children have enhanced their lives in so many ways

To the writer and his wife, parenthood is their greatest achievement although they have experienced difficult trials along the way.

FINANCIAL reasons is the normal excuse given by some who are not willing to have children. This is shocking.

Sure, having kids will affect our budget but that should not be the reason for not having children, or at least one child. To those who do not want to have children, I have reasons to change your mind.

When my wife, who was then earning as much as I did, decided to forego her job as a bank officer and concentrate on being a mother, it was our decision to prioritise our children’s upbringing rather than focus on our financial standing. We knew then that we really had to tighten our belts, but with careful planning, we survived.

Nothing else can produce the joy that parenthood offers. I can’t imagine going through life without feeling that spectrum of emotions. Feeling it all, good and bad, gives our lives as a married couple more purpose and challenges.

There is the pure joy of just watching our children be kids and reliving all those first moments when they discover how to do things on their own. Their smiles, giggles and pride in new accomplishments, even though some may be mischief in nature, were a sheer pleasure to watch.

As the sole income earner in the family, I could have had the worst day at work, but to come home and listen to our children, discuss their day with my wife, or to overhear them giggle while playing or watching television makes the worst day disappear.

I was 33 when I had my first kid. Though my first child wasn’t born normal, having children was such a life-altering experience. My wife and I were always looking for a purpose in our lives and when we had our children, we found it.

We love being parents. Seeing them do well in their studies and behaviour-wise, we know we are doing right thus far. That doesn’t mean we don’t have our share of mistakes but we are better persons for knowing our children and are very honoured to be their parents.

My wife and I love being parents because of the hugs, giggles and grins. When our kids are happy, so are we. As they grew, they amazed us every day with their new words, behaviour and discoveries. They have taught us to be more patient, more loving and much more appreciative of every moment we have together as a family.

Parenthood is a joy. Even while experiencing the hardest trials of our lives, we have learned to rise to all occasions. We’ve found ourselves lifted to new heights while stretching ourselves beyond our limits once we put it upon ourselves to guide them. With rarely a dull moment, we’ve experienced more adventures from parenting our children than we ever imagined.

Parenthood is our life, our passion and our greatest achievement. We also love watching our kids evolve into empathetic, kind human beings who can think for themselves, like spending their money thriftily and being involved in various school activities. You don’t realise the progress until far down the road but the wait is so worthwhile.

We don’t deny that parenthood is a hectic life filled with schedules, diaper changes, feedings, spendings and much more. There are so many things we love about being parents, but the one that stops us dead in our tracks is when each of our children turn to us and say, “Ayah Mi” (referring to me) and “Mak” (referring to my wife).

We love the fact that when our children were growing up to be adults, we were beside them every step of the way, teaching, helping, moulding and loving them.

Life may be great for those who do not want to have children but life will be even better once they have been blessed to become parents.

What we love about being parents is that our children have enhanced our lives in so many ways. We are a better husband, a better wife, better employees, neighbours, relatives and friends. We would rather have our worst days with our kids than to have our best days without them.

By DR ARZMI YAACOB 

 

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Wednesday, July 1, 2020

Childcare centres in Penang allowed to reopen in phases from June 15 onwards

The first phase of the reopening of childcare centres will start on June 15 and more will be allowed to open in the next phases. — Filepic
THE Penang government has agreed to allow all 120 registered childcare centres (taska) to operate in stages, says state welfare and caring society committee chairman Phee Boon Poh.

He said the first phase of the reopening involved 26 centres starting from June 15 and more would be allowed to be open in the next phases.

“Since June 1, the state government and several other agencies, notably Welfare Department, have been conducting surveillance at the taska centres during the conditional movement control order (MCO).

“During the surveillance, the operators’ compliance level of the standard operating procedure (SOP) was scrutinised.

“The detailed reports were sent to me,” he said in a recent statement.

Phee said only nine taska were allowed to open in the state.

There are 15 public taska in the state.

“Overall, the compliance rate is at a satisfactory level.

“The attendance of kids is still at the minimum and the centres operate at 50% of their capacities,” he said.

He said the state government’s intention to allow private taska to operate had to be postponed to June 15 following additional SOP imposed by the Health Ministry on June 1.

He said regulations on matters such as cleanliness, isolation room preparation, sanitisation and prevention of gatherings must be channelled to parents and be taken seriously.

He said this was to ensure that there would be no risk of the virus spreading among children.

In ensuring compliance, taska operators must get the operating permission letter from the state Welfare Department after inspection is complete.

They must ensure that the total capacity of children in their premises does not exceed more than 50%, among other requirements.

Source link


Read more:







About 38,000 Johor preschoolers resume classes today



Remaining 6,696 childcare centres get green light to reopen ...

 

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Covid-19 Recovery countdown Malaysia conditional movement control order will be replaced with recovery movement control order from June 10 to Aug 31, 2020

Activities that are allowed, not allowed and pending during the recovery movement control order period. 

 


Malaysia announces RM35b Penjana plan for economic regeneration

Saturday, May 23, 2020

We will live with Covid-19 for months. Let's not deny it or panic ...

https://youtu.be/bDGo_igJojE


Coronavirus 01


https://youtu.be/iHCAKJ-eaVQ


Coronavirus 02

https://youtu.be/GiXs9b70wQ8

 Dr. Faheem Younus, the chief of Infectious Diseases at University of Maryland, Upper Chesapeake Health, debunked some of the myths about coronavirus. #coronavirus #COVID-19 # coronavirusspread

 Now something practical and honest from the : Head of the Infectious Disease Clinic, University of Maryland,

1. We may have to live with C19 for months or years. Let's not deny it or panic. Let's not make our lives useless. Let's learn to live with this fact.

2. You can't destroy C19 viruses that have penetrated cell walls, drinking gallons of hot water - you'll just go to the bathroom more often.

3. Washing hands and maintaining a two-metre physical distance is the best method for your protection.

4. If you don't have a C19 patient at home, there's no need to disinfect the surfaces at your house.

5. Packaged cargo, gas pumps, shopping carts and ATMs do not cause infection.

Wash your hands, live your life as usual.

6. C19 is not a food infection. It is associated with drops of infection like the ‘flu. There is no demonstrated risk that C19 is transmitted by ordering food.

7. You can lose your sense of smell with a lot of allergies and viral infections. This is only a non-specific symptom of C19.

8. Once at home, you don't need to change your clothes urgently and go shower!

Purity is a virtue, paranoia is not!

9. The C19 virus doesn't hang in the air. This is a respiratory droplet infection that requires close contact.

10. The air is clean, you can walk through the gardens (just keeping your physical protection distance), through parks.

11. It is sufficient to use normal soap against C19, not antibacterial soap. This is a virus, not a bacteria.

12. You don't have to worry about your food orders. But you can heat it all up in the microwave, if you wish.

13. The chances of bringing C19 home with your shoes is like being struck by lightning twice in a day. I've been working against viruses for 20 years - drop infections don't spread like that!

14. You can't be protected from the virus by taking vinegar, sugarcane juice and ginger! These are for immunity not a cure.

15. Wearing a mask for long periods interferes with your breathing and oxygen levels. Wear it only in crowds.

16. Wearing gloves is also a bad idea; the virus can accumulate into the glove and be easily transmitted if you touch your face. Better just to wash your hands regularly.

17. Immunity is greatly weakened by always staying in a sterile environment. Even if you eat immunity boosting foods, please go out of your house regularly to any park/beach.

Immunity is increased by EXPOSURE TO PATHOGENS, not by sitting at home and consuming fried/spicy/sugary food and aerated drinks.


. Source link



Read more:

Independent scientis,ts urge UK governmen 

 

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Monday, June 20, 2016

Promoting women entrepreneurs; mind your finances


Do we need specific initiatives to help female entrepreneurs? Some say no, because men and women face similar obstacles in business. However, there can be no denying that women face challenges not experienced by their male counterparts.

LAST May, the SME Association of Malaysia organised a talk on women entrepreneurship at its regular SME Club get-together. We were worried that the topic would not be interesting, but to our surprise, the event was well received.

About a hundred people participated in the talk.

When we told the SMEs that we were going to have a talk on women entrepreneurship, some of them asked: Why talk about women entrepreneurship? Does it matter? Why bother?

After all, business is a men’s world. The place for women is at home.

Others said there was no need to differentiate women entrepreneurs from entrepreneurs in general, as many of the barriers faced by female-owned SMEs were similar to those faced by male-owned SMEs.

To this, I would say: Yes and no.

While male and female entrepreneurs may face similar constraints in general, women face specific barriers and challenges not experienced by their counterparts.

While women make up about 50% of Malaysia’s population, less than 20% of the SMEs are owned by women. Even though the number for women entrepreneurs is small, it’s nonetheless encouraging as it shows that women no longer buy the stereotype of business being a male domain.

There are several key reasons for women to get into business. Running your own business provides flexibility in managing career and domestic responsibilities.

Also, it gives some degree of personal freedom to women who are dissatisfied with “fixed” employment. Job flexibility, like work hours, office location, environment, and the people they work with, is appealing to many women.

Other reasons for women to start a business include income security and career satisfaction. Some women become entrepreneurs due to some personal circumstances, like being laid off, divorce, or the retirement of their spouse. They start a business to improve or maintain their social or economic status.

Some women who do not have any previous work skills or experience start a business in order to prove that they can be productive and useful.

The majority of women-owned businesses are smaller outifts than those owned by men, and they are mostly concentrated in the service sector (about 90%). Many of these businesses are likely to be unregistered micro-enterprises operating in the home or on temporary premises, with few employees and limited capital for expansion.

Access to financing is one of the biggest challenges. They are less aware of the options relating to loan and grant opportunities. In addition, women usually lack the collateral required compared to men, stemming in part from restrictions on asset ownership.

Women entrepreneurs are also less likely than their male counterparts to have a history of interaction with formal financial systems, lowering their credit-worthiness and potentially raising interest rates on loans assumed.

They also encounter obstacles in accessing opportunities to acquire knowledge and skills that underpin successful entrepreneurship. This may be due to impediments in access to education, training and job experience. These are usually compounded by the demands of domestic responsibilities.

Time constraints further limit women entrepreneurs’ formal networking, which, in turn reduce access to skill and capacity-development opportunities. Formal networks, such as business associations, provide a wealth of information on business opportunities, access to government officials, grants and support programmes, as well as credit credentials and access to loan packages, to name a few.

Good networks provide good access to information and resources. First-hand information allows entrepreneurs to move one step ahead and grab the opportunities. A good pool of resources would help entrepreneurs to survive in bad times and to expand more effectively.

The Government needs to take a proactive role in promoting women entrepreneurs. We need to put in place gender-responsive policies and capacity-building initiatives to address the structural, institutional and socio-cultural inequalities.

It would perhaps be best to start by enhancing their access to finance, which is essential in building a good business foundation.

By Datuk Michael Kang who is the national president of the SME Association of Malaysia.

Mind your finances


 
Up to 36 of business failures are caused by inadequate financial management, according to a report by the ACCA. —123rf.com

IN GENERAL, more than 50% of startups fail within five years, and up to 36% of business failures are caused by inadequate financial management, according to a report by the Association of Chartered Certified Accountants (ACCA) entitled “Financial management and business success - a guide for entrepreneurs”.

The report says many entrepreneurs are not equipped to make informed and effective decisions about their financial resources.

“Having the right financial capabilities remains vital throughout the life of a business, whether you are just starting out, have an established business or are looking towards a final exit from a firm,” explains Rosana Mirkovic, ACCA’s head of SME policy.

“Businesses are changing and innovating more rapidly than ever, and the financial management needs of organisations must continue to evolve alongside their developments. Recognising the right financial management capabilities is therefore imperative to their success,” she explains.

Mirkovic adds that understanding financial information is vital for offsetting the risk of business failures as it reveals the early warning signs of impending problems.

The report by ACCA addresses the financial literacy skills gap, potentially serving as a guide to those starting their own businesses and are new to financial management.

Business planning plays a critical role at every stage of the business, says the report.

“Preparing a business plan pushes you to identify and assess the opportunities and threats facing your business. It helps ensure that you have an in-depth understanding of your market, the competition and the broader business environment,” it elaborates.

Effective planning takes into account long-term goals, objectives, strategy, tactics and financial review.

ACCA also advises startups to seek good financial advice and involve their accountants or individuals with financial expertise at the planning stage to take full advantage of their expertise in areas such as business planning, raising business finance, tax planning and setting up financial management systems.

Significant financial expertise may be needed to understand and evaluate the different financial options entrepreneurs may have. This includes knowing the company’s financial strength, financing cost, financial flexibility, business control, financial risk, personal finances and business strategy.

“Good financial control offers far more than just keeping track of purchases and sales. Rather than approach financial control as a chore to be left to the bookkeeper, your aim should be to see how the right capabilities can improve your business,” the report advises.

ACCA notes that business owners should gradually develop the capabilities of their in-house financial team.

“Choosing the right solution for your particular business takes careful planning. Your overall investment in financial capabilities — whether you are paying for additional employees, higher salaries for more skilled employees, training costs, use of external providers or upgraded systems — must be affordable and offer value for money,” it adds.

But financial management is at its most powerful when used to drive improvements in business.

Moreover, for many entrepreneurs, it could also lead to a successful business exit. Preparation for a successful exit typically begins far in advance of its final date.

Effective exit planning needs to start early and take into account a whole range of issues like timing, succession, management systems and tax efficiency.

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